American Express Preferred Rewards Gold Credit Card
Points
American Express Preferred Rewards Gold Credit Card
American Express UK - American Express - Credit card
4.4
4.4 out of 5
8.8/10
Apply now
Head-to-head
American Express Preferred Rewards Gold Credit Card vs Virgin Money Slyce
Compare American Express Preferred Rewards Gold Credit Card and Virgin Money Slyce side by side: fees, rewards, APR, and perks.
Last verified
Virgin Money Slyce
Cash back
Virgin Money Slyce
Virgin Money - Mastercard - Credit card
4.6
4.6 out of 5
9.2/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | American Express Preferred Rewards Gold Credit Card | Virgin Money Slyce |
|---|---|---|
| Card fee | £195 GBP/yr (≈ $240) | No fee |
| Purchase APR (from) | 29.1% | 19.5% |
| Interest-free period | 56 days | - |
| Foreign transaction fee | 2.99% | 0% |
| Rewards | 1 Membership Rewards point per £1 on general spend; 2 points per £1 on foreign currency transactions and direct airline purchases; 3 points per £1 when booking travel through Amex Travel. Bonus 5,000 points at £10,000 annual spend; additional 5,000 at £20,000. | Cashback with selected brands (H&M, Boohoo, Cafe Nero, Morrisons and others) through Virgin Money Cashback in-app feature. |
| Installments | Flexible instalment plan available | Monthly spending can be spread over 3 months (fee-free), 6 months (5% fee), 9 months (7.5% fee), or 12 months (10% fee). Minimum £30 to enter a plan; amounts under £30 must be paid in full. |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the American Express Preferred Rewards Gold Credit Card if its checked rows above line up with how you spend most.
- Choose the Virgin Money Slyce if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.