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American Express Card (Green Card)

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Card review

American Express Card (Green Card)

4.4 8.8/10 DebitCue Score Verified Jun 20, 2026

Einstieg in Membership Rewards mit Versicherungsschutz

Fee: €60 EUR/yr (≈ $65); Fee waived from year 2 onwards when annual spend reaches €9,000
Purchase APR: Not published
Interest-free: 30 days
Foreign fee: 2%

Rewards

1 Membership Rewards point per €1 spent, included in the monthly fee. Points do not expire. Redeemable for travel, shopping, gift cards, airline/hotel transfers, and statement credits.

Welcome offer

€40 statement credit after €2,000 spend within the first 6 months; alternatively promoted as 10,000 Membership Rewards points

Our verdict

What stands out, and where it falls short.

What we like

1 Membership Rewards point per €1 spent, included in…
Welcome bonus
Travel insurance included
Pay in installments

Worth weighing

€60 EUR/yr (≈ $65) card fee
2% foreign transaction fee

Who It Is For

Whether the American Express Card (Green Card) fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending
People who pay big purchases off over time

Skip it if you are

Light spenders who won't beat the €60 EUR/yr (≈ $65) fee
Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in EUR.

Card fee: €60 EUR/yr (≈ $65)
Purchase APR: Not published
Interest-free period: 30 days
Foreign transaction fee: 2%
Monatsentgelt: 5 € / Monat (60 € / Jahr)
Gebührenbefreiung: Ab Jahr 2 kostenlos bei mind. 9.000 € Jahresumsatz
Fremdwährungsgebühr: 2,0 % außerhalb Eurozone
Bargeldabhebung: 4,0 %, mindestens 5,00 €

Rewards and features

Rewards: 1 Membership Rewards point per €1 spent, included in the monthly fee. Points do not expire. Redeemable for travel, shopping, gift cards, airline/hotel transfers, and statement credits.
Welcome offer: €40 statement credit after €2,000 spend within the first 6 months; alternatively promoted as 10,000 Membership Rewards points
Installments: Splitpay optional installment loan via solarisBank (nominal rate 11% p.a., effective ~11.57% p.a.)
Pay with: Apple Pay, Google Pay, Contactless
Kartentyp: Charge Card – monatliche Vollabrechnung

Benefits and perks

Extras that come bundled with the card.

90-Tage-Kaufschutz (ShopGarant)

Up to €550 per claim, €3,100 annually, covering theft and accidental damage
Reisekomfort-Versicherung

Compensation for flight delays of 4+ hours, up to €325
Verkehrsmittel-Unfallversicherung

Up to €225,000 for total disability on public transport worldwide
Verlängertes Rückgaberecht

90-day return right beyond retailer policy

American Express Card (Green Card): your questions answered

How much does the American Express Card (Green Card) cost?

The American Express Card (Green Card) costs €60 EUR/yr (≈ $65). Fee waived from year 2 onwards when annual spend reaches €9,000.

What rewards does the American Express Card (Green Card) earn?

The American Express Card (Green Card) earns 1 Membership Rewards point per €1 spent, included in the monthly fee. Points do not expire. Redeemable for travel, shopping, gift cards, airline/hotel transfers, and statement credits..

Does the American Express Card (Green Card) charge foreign transaction fees?

Yes - the American Express Card (Green Card) charges a 2% foreign transaction fee.

Is there an interest-free period on the American Express Card (Green Card)?

Yes - up to 30 days interest-free when you pay your balance in full by the due date.

Does the American Express Card (Green Card) have a welcome offer?

Yes - €40 statement credit after €2,000 spend within the first 6 months; alternatively promoted as 10,000 Membership Rewards points.

Can I pay in installments with the American Express Card (Green Card)?

Yes - Splitpay optional installment loan via solarisBank (nominal rate 11% p.a., effective ~11.57% p.a.).

Is the American Express Card (Green Card) a credit, debit or prepaid card?

The American Express Card (Green Card) is a credit card issued by American Express Germany on the American Express network.

Does the American Express Card (Green Card) support Apple Pay and Google Pay?

Yes - the American Express Card (Green Card) works with both Apple Pay and Google Pay.

Where can I get the American Express Card (Green Card)?

The American Express Card (Green Card) is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.

How does DebitCue rate the American Express Card (Green Card)?

DebitCue rates the American Express Card (Green Card) 4.4 out of 5 (8.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.