American Express Card (Green Card) vs Erste Bank Private Banking Card Visa: fees, rewards and APR compared - DebitCue Skip to content
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American Express Card (Green Card) vs Erste Bank Private Banking Card Visa

Compare American Express Card (Green Card) and Erste Bank Private Banking Card Visa side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

American Express Card (Green Card) versus Erste Bank Private Banking Card Visa compared by attribute
Feature American Express Card (Green Card) Erste Bank Private Banking Card Visa
Card fee €60 EUR/yr (≈ $65) €444 EUR/yr (≈ $480)
Purchase APR (from) - 5.19%
Interest-free period 30 days -
Foreign transaction fee 2% 1.5%
Rewards 1 Membership Rewards point per €1 spent, included in the monthly fee. Points do not expire. Redeemable for travel, shopping, gift cards, airline/hotel transfers, and statement credits. 0.60% cashback at participating online shops (max €30/year). Foreign currency transaction fees (1.5%) refundable 6 times per year. Gault&Millau dining rewards: exclusive champagne bottle from €20,000 annual spend; exclusive dinner for two with wine pairing from €30,000 annual spend.
Installments Splitpay optional installment loan via solarisBank (nominal rate 11% p.a., effective ~11.57% p.a.) Split Now available
No card fee - -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access -
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the American Express Card (Green Card) if its checked rows above line up with how you spend most.
  • Choose the Erste Bank Private Banking Card Visa if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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