American Express Card (Green Card)
Points
American Express Card (Green Card)
American Express Germany - American Express - Credit card
4.4
4.4 out of 5
8.8/10
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Head-to-head
American Express Card (Green Card) vs Erste Bank Smartcard Visa
Compare American Express Card (Green Card) and Erste Bank Smartcard Visa side by side: fees, rewards, APR, and perks.
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Erste Bank Smartcard Visa
Cash back
Erste Bank Smartcard Visa
Erste Bank - Visa - Credit card
4.0
4.0 out of 5
8.0/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | American Express Card (Green Card) | Erste Bank Smartcard Visa |
|---|---|---|
| Card fee | €60 EUR/yr (≈ $65) | €22.44 EUR/yr (≈ $24) |
| Purchase APR (from) | - | 5.19% |
| Interest-free period | 30 days | - |
| Foreign transaction fee | 2% | 1.5% |
| Rewards | 1 Membership Rewards point per €1 spent, included in the monthly fee. Points do not expire. Redeemable for travel, shopping, gift cards, airline/hotel transfers, and statement credits. | 0.30% cashback at participating online shops where card is saved; maximum €8 per calendar year, credited in January |
| Installments | Splitpay optional installment loan via solarisBank (nominal rate 11% p.a., effective ~11.57% p.a.) | Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 3 per year free |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the American Express Card (Green Card) if its checked rows above line up with how you spend most.
- Choose the Erste Bank Smartcard Visa if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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