Hilton Honors American Express Aspire Card vs Chase Sapphire Reserve®: fees, rewards and APR compared - DebitCue Skip to content
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Hilton Honors American Express Aspire Card vs Chase Sapphire Reserve®

Compare Hilton Honors American Express Aspire Card and Chase Sapphire Reserve® side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Hilton Honors American Express Aspire Card versus Chase Sapphire Reserve® compared by attribute
Feature Hilton Honors American Express Aspire Card Chase Sapphire Reserve®
Card fee $550 USD/yr $795 USD/yr
Purchase APR (from) 19.49% 19.49%
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards 14x Hilton points on Hilton purchases; 7x on flights, car rentals, and U.S. restaurants; 3x on all other purchases 8x on Chase Travel, 4x on direct flights/hotels, 3x dining; 1:1 transfer to airline/hotel partners
Installments - -
No card fee - -
No foreign transaction fee
Welcome bonus
Airport lounge access -
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Hilton Honors American Express Aspire Card if its checked rows above line up with how you spend most.
  • Choose the Chase Sapphire Reserve® if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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