Hilton Honors American Express Aspire Card vs Chime Card (Secured Visa Credit Card): fees, rewards and APR compared - DebitCue Skip to content
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Hilton Honors American Express Aspire Card vs Chime Card (Secured Visa Credit Card)

Compare Hilton Honors American Express Aspire Card and Chime Card (Secured Visa Credit Card) side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Hilton Honors American Express Aspire Card versus Chime Card (Secured Visa Credit Card) compared by attribute
Feature Hilton Honors American Express Aspire Card Chime Card (Secured Visa Credit Card)
Card fee $550 USD/yr No fee
Purchase APR (from) 19.49% -
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards 14x Hilton points on Hilton purchases; 7x on flights, car rentals, and U.S. restaurants; 3x on all other purchases Cash back on a chosen spending category (groceries, gas, restaurants, travel, monthly bills, or rideshare). Rates are tier-dependent: 0% on standard Chime membership; 2% (up to $30/month cap) on Chime Plus ($400+/month qualifying direct deposit); 5% (up to $75/month cap, on up to $1,500 eligible monthly purchases) on Chime Prime ($3,000+/month qualifying direct deposit). Category can be changed once per month.
Installments - -
No card fee -
No foreign transaction fee
Welcome bonus -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Hilton Honors American Express Aspire Card if its checked rows above line up with how you spend most.
  • Choose the Chime Card (Secured Visa Credit Card) if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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