Hilton Honors American Express Aspire Card vs Petal® 1 Rise Visa® Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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Hilton Honors American Express Aspire Card vs Petal® 1 Rise Visa® Credit Card

Compare Hilton Honors American Express Aspire Card and Petal® 1 Rise Visa® Credit Card side by side: fees, rewards, APR, and perks.

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Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Hilton Honors American Express Aspire Card versus Petal® 1 Rise Visa® Credit Card compared by attribute
Feature Hilton Honors American Express Aspire Card Petal® 1 Rise Visa® Credit Card
Card fee $550 USD/yr $59 USD/yr
Purchase APR (from) 19.49% 28.24%
Interest-free period - 21 days
Foreign transaction fee 0% 0%
Rewards 14x Hilton points on Hilton purchases; 7x on flights, car rentals, and U.S. restaurants; 3x on all other purchases Earns 2%–10% cash back at select national merchants and local businesses through the Petal Offers program (card-linked deals in-app). No base cash back rate on general purchases. Over 500 merchant partners including national and regional brands.
Installments - -
No card fee - -
No foreign transaction fee
Welcome bonus -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Hilton Honors American Express Aspire Card if its checked rows above line up with how you spend most.
  • Choose the Petal® 1 Rise Visa® Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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