Hilton Honors American Express Surpass® Card vs Best Friends® Credit Card from Credit One Bank: fees, rewards and APR compared - DebitCue Skip to content
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Hilton Honors American Express Surpass® Card vs Best Friends® Credit Card from Credit One Bank

Compare Hilton Honors American Express Surpass® Card and Best Friends® Credit Card from Credit One Bank side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Hilton Honors American Express Surpass® Card versus Best Friends® Credit Card from Credit One Bank compared by attribute
Feature Hilton Honors American Express Surpass® Card Best Friends® Credit Card from Credit One Bank
Card fee $150 USD/yr No fee
Purchase APR (from) 19.49% 28.24%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards 12x Hilton points on Hilton purchases; 6x at U.S. restaurants, supermarkets, and gas stations; 4x on U.S. online retail; 3x on all other purchases 5% cash back on the first $5,000 of eligible purchases at pet shops, pet food, and pet supply stores per calendar year; 1% thereafter. Credit One Bank donates 1% of eligible net purchases to Best Friends Animal Society. Up to 10% more cash back at select retailers.
Installments - -
No card fee -
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Hilton Honors American Express Surpass® Card if its checked rows above line up with how you spend most.
  • Choose the Best Friends® Credit Card from Credit One Bank if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Hilton Honors American Express Surpass® Card Full review Best Friends® Credit Card from Credit One Bank

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