Marriott Bonvoy American Express Card vs Nectar American Express Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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Marriott Bonvoy American Express Card vs Nectar American Express Credit Card

Compare Marriott Bonvoy American Express Card and Nectar American Express Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Marriott Bonvoy American Express Card versus Nectar American Express Credit Card compared by attribute
Feature Marriott Bonvoy American Express Card Nectar American Express Credit Card
Card fee £95 GBP/yr (≈ $120) £30 GBP/yr (≈ $38)
Purchase APR (from) 29.1% 29.1%
Interest-free period 56 days 56 days
Foreign transaction fee 2.99% 2.99%
Rewards 2 Marriott Bonvoy points per £1 on all spend; 6 points per £1 at Marriott properties. 15 Elite Night Credits automatically awarded annually, granting Silver Elite status. Gold Elite status at £15,000 annual spend. Free night award (up to 25,000 points) at £25,000 annual spend. 2 Nectar points per £1 on everyday purchases; 3 Nectar points per £1 at Nectar partner retailers (Sainsbury's, Argos, eBay, etc.). Points worth 0.5p each at Sainsbury's/Argos, equivalent to approximately 1% cashback on general spend.
Installments Flexible instalment plan available Flexible instalment plan available
No card fee - -
No foreign transaction fee - -
Welcome bonus
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Marriott Bonvoy American Express Card if its checked rows above line up with how you spend most.
  • Choose the Nectar American Express Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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