Marriott Bonvoy American Express Card vs HSBC Premier Credit Card: fees, rewards and APR compared - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

Head-to-head

Marriott Bonvoy American Express Card vs HSBC Premier Credit Card

Compare Marriott Bonvoy American Express Card and HSBC Premier Credit Card side by side: fees, rewards, APR, and perks.

Last verified

Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Marriott Bonvoy American Express Card versus HSBC Premier Credit Card compared by attribute
Feature Marriott Bonvoy American Express Card HSBC Premier Credit Card
Card fee £95 GBP/yr (≈ $120) No fee
Purchase APR (from) 29.1% 29.9%
Interest-free period 56 days -
Foreign transaction fee 2.99% 2.99%
Rewards 2 Marriott Bonvoy points per £1 on all spend; 6 points per £1 at Marriott properties. 15 Elite Night Credits automatically awarded annually, granting Silver Elite status. Gold Elite status at £15,000 annual spend. Free night award (up to 25,000 points) at £25,000 annual spend. Earn 1.5 HSBC points per £1 on sterling purchases and 2 points per £1 on foreign-currency purchases. Points can be transferred to airline miles (Avios, Emirates, Etihad, Flying Blue, Qantas, Singapore Airlines, Qatar, Air India, Asia Miles), hotel programmes (IHG One Rewards, Wyndham) or redeemed for shopping vouchers (M&S, Amazon). Points value approximately 0.33p–1p depending on redemption.
Installments Flexible instalment plan available -
No card fee -
No foreign transaction fee - -
Welcome bonus
Airport lounge access -
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Marriott Bonvoy American Express Card if its checked rows above line up with how you spend most.
  • Choose the HSBC Premier Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

Want a different match-up?

Line up any two cards side by side, or browse the full list to find your next card.