Marriott Bonvoy American Express Card vs Zopa Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Marriott Bonvoy American Express Card vs Zopa Credit Card

Compare Marriott Bonvoy American Express Card and Zopa Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Marriott Bonvoy American Express Card versus Zopa Credit Card compared by attribute
Feature Marriott Bonvoy American Express Card Zopa Credit Card
Card fee £95 GBP/yr (≈ $120) No fee
Purchase APR (from) 29.1% 9.9%
Interest-free period 56 days 56 days
Foreign transaction fee 2.99% 0%
Rewards 2 Marriott Bonvoy points per £1 on all spend; 6 points per £1 at Marriott properties. 15 Elite Night Credits automatically awarded annually, granting Silver Elite status. Gold Elite status at £15,000 annual spend. Free night award (up to 25,000 points) at £25,000 annual spend. -
Installments Flexible instalment plan available -
No card fee -
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Marriott Bonvoy American Express Card if its checked rows above line up with how you spend most.
  • Choose the Zopa Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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