Nectar American Express Credit Card vs Virgin Money Slyce: fees, rewards and APR compared - DebitCue Skip to content
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Nectar American Express Credit Card vs Virgin Money Slyce

Compare Nectar American Express Credit Card and Virgin Money Slyce side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Nectar American Express Credit Card versus Virgin Money Slyce compared by attribute
Feature Nectar American Express Credit Card Virgin Money Slyce
Card fee £30 GBP/yr (≈ $38) No fee
Purchase APR (from) 29.1% 19.5%
Interest-free period 56 days -
Foreign transaction fee 2.99% 0%
Rewards 2 Nectar points per £1 on everyday purchases; 3 Nectar points per £1 at Nectar partner retailers (Sainsbury's, Argos, eBay, etc.). Points worth 0.5p each at Sainsbury's/Argos, equivalent to approximately 1% cashback on general spend. Cashback with selected brands (H&M, Boohoo, Cafe Nero, Morrisons and others) through Virgin Money Cashback in-app feature.
Installments Flexible instalment plan available Monthly spending can be spread over 3 months (fee-free), 6 months (5% fee), 9 months (7.5% fee), or 12 months (10% fee). Minimum £30 to enter a plan; amounts under £30 must be paid in full.
No card fee -
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Nectar American Express Credit Card if its checked rows above line up with how you spend most.
  • Choose the Virgin Money Slyce if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Nectar American Express Credit Card Full review Virgin Money Slyce

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