American Express UK The Platinum Card vs Revolut Ultra: fees, rewards and APR compared - DebitCue Skip to content
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American Express UK The Platinum Card vs Revolut Ultra

Compare American Express UK The Platinum Card and Revolut Ultra side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

American Express UK The Platinum Card versus Revolut Ultra compared by attribute
Feature American Express UK The Platinum Card Revolut Ultra
Card fee £650 GBP/yr (≈ $810) £45 GBP/mo (≈ $56)
Purchase APR (from) 29.1% -
Interest-free period 56 days -
Foreign transaction fee 0% 0%
Rewards 1 Membership Rewards point per £1 on all spend. Points transfer 1:1 to Avios, Virgin Points, and multiple airline and hotel partners including Hilton, Marriott, Accor, Club Eurostar, and Nectar. 1 RevPoint per £1 spent; redeemable 1:1 for Avios or Flying Blue miles
Installments Flexible instalment plan available -
No card fee - -
No foreign transaction fee
Welcome bonus
Airport lounge access
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the American Express UK The Platinum Card if its checked rows above line up with how you spend most.
  • Choose the Revolut Ultra if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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