American Express Rewards Credit Card vs Barclaycard Platinum Balance Transfer (36 Months): fees, rewards and APR compared - DebitCue Skip to content
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American Express Rewards Credit Card vs Barclaycard Platinum Balance Transfer (36 Months)

Compare American Express Rewards Credit Card and Barclaycard Platinum Balance Transfer (36 Months) side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

American Express Rewards Credit Card versus Barclaycard Platinum Balance Transfer (36 Months) compared by attribute
Feature American Express Rewards Credit Card Barclaycard Platinum Balance Transfer (36 Months)
Card fee No fee No fee
Purchase APR (from) 29.1% 24.9%
Interest-free period 56 days 56 days
Foreign transaction fee 2.99% 2.99%
Rewards 1 Membership Rewards point per £1 spent. Points transfer 1:1 to Avios, Virgin Flying Club, Hilton Honors, Marriott Bonvoy, ALL Accor, Nectar, Club Eurostar, and other partners. -
Installments Flexible instalment plan available -
No card fee
No foreign transaction fee - -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the American Express Rewards Credit Card if its checked rows above line up with how you spend most.
  • Choose the Barclaycard Platinum Balance Transfer (36 Months) if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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