Barclaycard Platinum Balance Transfer (36 Months) review: fees, rewards, APR and perks - DebitCue Skip to content
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Barclaycard UK Credit card
Barclaycard Platinum Balance Transfer (36 Months)
No rewards
VISA
Apply for Barclaycard Platinum Balance Transfer (36 Months)

On Barclaycard UK's secure site

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Card review

Barclaycard Platinum Balance Transfer (36 Months)

3.9 3.9 out of 5 7.8/10 DebitCue Score Verified

The UK's longest 0% balance transfer window — 36 months, no annual fee.

Fee
No fee
Purchase APR
from 24.9%
Interest-free
56 days
Foreign fee
2.99%

Our verdict

What stands out, and where it falls short.

What we like

  • No card fee
  • 56-day interest-free period

Worth weighing

  • 2.99% foreign transaction fee
  • No rewards programme

Who It Is For

Whether the Barclaycard Platinum Balance Transfer (36 Months) fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card

Skip it if you are

  • Frequent international travelers
  • Rewards-chasers

Rates and fees

As of

All amounts shown in GBP.

Card fee
No fee
Purchase APR
from 24.9%
Interest-free period
56 days
Foreign transaction fee
2.99%
Balance transfer fee
3.15% (minimum £2.99)
Balance transfer 0% period
36 months
Purchase 0% period
3 months
Cash advance fee
2.99%

Rewards and features

Pay with
Apple Pay, Google Pay, Contactless
Balance transfer window
Must transfer within 2 months of account opening; minimum transfer £100

Eligibility

What you need before you apply.

Minimum age
18
Minimum income
No stated minimum (good credit required)

Barclaycard Platinum Balance Transfer (36 Months): your questions answered

Does the Barclaycard Platinum Balance Transfer (36 Months) have a card fee?
No - the Barclaycard Platinum Balance Transfer (36 Months) has no card fee.
Does the Barclaycard Platinum Balance Transfer (36 Months) charge foreign transaction fees?
Yes - the Barclaycard Platinum Balance Transfer (36 Months) charges a 2.99% foreign transaction fee.
Is there an interest-free period on the Barclaycard Platinum Balance Transfer (36 Months)?
Yes - up to 56 days interest-free when you pay your balance in full by the due date.
What is the interest rate on the Barclaycard Platinum Balance Transfer (36 Months)?
The Barclaycard Platinum Balance Transfer (36 Months) has a purchase APR of from 24.9%.
Is the Barclaycard Platinum Balance Transfer (36 Months) a credit, debit or prepaid card?
The Barclaycard Platinum Balance Transfer (36 Months) is a credit card issued by Barclaycard UK on the Visa network.
Does the Barclaycard Platinum Balance Transfer (36 Months) support Apple Pay and Google Pay?
Yes - the Barclaycard Platinum Balance Transfer (36 Months) works with both Apple Pay and Google Pay.
Where can I get the Barclaycard Platinum Balance Transfer (36 Months)?
The Barclaycard Platinum Balance Transfer (36 Months) is currently offered in United Kingdom.
How does DebitCue rate the Barclaycard Platinum Balance Transfer (36 Months)?
DebitCue rates the Barclaycard Platinum Balance Transfer (36 Months) 3.9 out of 5 (7.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Barclaycard Platinum Balance Transfer (36 Months)?
Use the Apply now button to continue on Barclaycard UK's secure site. Comparing and applying through DebitCue is free.

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