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Zopa Bank Credit card
Zopa Balance Transfer Card
No rewards
VISA
Apply for Zopa Balance Transfer Card

On Zopa Bank's secure site

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Credit card Zopa Bank Visa

Card review

Zopa Balance Transfer Card

4.4 4.4 out of 5 8.8/10 DebitCue Score Verified

0% balance transfer Visa, only available via selected price comparison sites

Fee
No fee
Purchase APR
Not published
Interest-free
-
Foreign fee
None
Welcome offer
0% interest on balance transfers for a promotional period

Our verdict

What stands out, and where it falls short.

What we like

  • Welcome bonus
  • No card fee
  • No foreign transaction fees

Worth weighing

  • No rewards programme

Who It Is For

Whether the Zopa Balance Transfer Card fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • Frequent travelers

Skip it if you are

  • Rewards-chasers

Rates and fees

As of

All amounts shown in GBP.

Card fee
No fee
Purchase APR
Not published
Interest-free period
-
Foreign transaction fee
None
Promotional balance transfer rate
0% for a promotional period (exact length not publicly confirmed)
Standard APR
Not publicly confirmed at time of research

Rewards and features

Welcome offer
0% interest on balance transfers for a promotional period
Pay with
Apple Pay, Google Pay, Contactless
Availability
Only via selected price comparison websites; not directly from zopa.com
Existing card holders
Existing Zopa Credit Card holders cannot apply for this card
Balance transfer limit
Separate limit from everyday spending limit; minimum transfer £10

Benefits and perks

Extras that come bundled with the card.

  • No foreign transaction fees
    Consistent with Zopa's wider card range; no fees on overseas card purchases

Zopa Balance Transfer Card: your questions answered

Does the Zopa Balance Transfer Card have a card fee?
No - the Zopa Balance Transfer Card has no card fee.
Does the Zopa Balance Transfer Card charge foreign transaction fees?
No - the Zopa Balance Transfer Card has no foreign transaction fees, so it suits spending abroad.
Does the Zopa Balance Transfer Card have a welcome offer?
Yes - 0% interest on balance transfers for a promotional period.
Is the Zopa Balance Transfer Card a credit, debit or prepaid card?
The Zopa Balance Transfer Card is a credit card issued by Zopa Bank on the Visa network.
Does the Zopa Balance Transfer Card support Apple Pay and Google Pay?
Yes - the Zopa Balance Transfer Card works with both Apple Pay and Google Pay.
Where can I get the Zopa Balance Transfer Card?
The Zopa Balance Transfer Card is currently offered in United Kingdom.
How does DebitCue rate the Zopa Balance Transfer Card?
DebitCue rates the Zopa Balance Transfer Card 4.4 out of 5 (8.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Zopa Balance Transfer Card?
Use the Apply now button to continue on Zopa Bank's secure site. Comparing and applying through DebitCue is free.

Before you decide

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