U.S. Bank Secured Visa® Card review: fees, rewards, APR and perks - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

U.S. Bank Credit card
U.S. Bank Secured Visa® Card
No rewards
VISA
Apply for U.S. Bank Secured Visa® Card

On U.S. Bank's secure site

Compare similar cards
Credit card U.S. Bank Visa

Card review

U.S. Bank Secured Visa® Card

4.3 4.3 out of 5 8.6/10 DebitCue Score Verified

Build or rebuild your credit with a secured Visa

Fee
No fee
Purchase APR
from 27.49%
Interest-free
-
Foreign fee
3%
Rewards
No rewards program.

Our verdict

What stands out, and where it falls short.

What we like

  • No card fee

Worth weighing

  • 3% foreign transaction fee

Who It Is For

Whether the U.S. Bank Secured Visa® Card fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • People who want rewards on their spending

Skip it if you are

  • Frequent international travelers

Rates and fees

As of

All amounts shown in USD.

Card fee
No fee
Purchase APR
from 27.49%
Interest-free period
-
Foreign transaction fee
3%
Regular APR
27.49% variable
Foreign Transaction Fee
3%

Rewards and features

Rewards
No rewards program.
Pay with
Apple Pay, Google Pay, Contactless
Upgrade path
Eligible for upgrade to unsecured card after demonstrating responsible use over time
Rewards
No rewards program

Benefits and perks

Extras that come bundled with the card.

  • Credit bureau reporting
    Reports to Experian, Equifax, and TransUnion; helps build positive credit history
  • Free credit score monitoring
    Complimentary monthly TransUnion credit score access through online/mobile banking

Eligibility

What you need before you apply.

Security deposit
$300–$5,000 refundable deposit required; deposit equals credit limit

U.S. Bank Secured Visa® Card: your questions answered

Does the U.S. Bank Secured Visa® Card have a card fee?
No - the U.S. Bank Secured Visa® Card has no card fee.
What rewards does the U.S. Bank Secured Visa® Card earn?
The U.S. Bank Secured Visa® Card earns No rewards program..
Does the U.S. Bank Secured Visa® Card charge foreign transaction fees?
Yes - the U.S. Bank Secured Visa® Card charges a 3% foreign transaction fee.
What is the interest rate on the U.S. Bank Secured Visa® Card?
The U.S. Bank Secured Visa® Card has a purchase APR of from 27.49%.
Is the U.S. Bank Secured Visa® Card a credit, debit or prepaid card?
The U.S. Bank Secured Visa® Card is a credit card issued by U.S. Bank on the Visa network.
Does the U.S. Bank Secured Visa® Card support Apple Pay and Google Pay?
Yes - the U.S. Bank Secured Visa® Card works with both Apple Pay and Google Pay.
Where can I get the U.S. Bank Secured Visa® Card?
The U.S. Bank Secured Visa® Card is currently offered in United States.
How does DebitCue rate the U.S. Bank Secured Visa® Card?
DebitCue rates the U.S. Bank Secured Visa® Card 4.3 out of 5 (8.6/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the U.S. Bank Secured Visa® Card?
Use the Apply now button to continue on U.S. Bank's secure site. Comparing and applying through DebitCue is free.

Before you decide

Alternatives to the U.S. Bank Secured Visa® Card

Browse all cards