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Vanquis Credit card
Vanquis Travel Credit Card
No rewards
VISA
Apply for Vanquis Travel Credit Card

On Vanquis's secure site

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Credit card Vanquis Visa

Card review

Vanquis Travel Credit Card

4.5 4.5 out of 5 9.0/10 DebitCue Score Verified

Zero foreign transaction fees plus airport lounge access when your flight is delayed.

Fee
No fee
Purchase APR
29.9% - 40.9%
Interest-free
56 days
Foreign fee
None

Our verdict

What stands out, and where it falls short.

What we like

  • No card fee
  • No foreign transaction fees
  • 56-day interest-free period
  • Airport lounge access
  • Travel insurance included

Worth weighing

  • No rewards programme
  • High interest if you carry a balance

Who It Is For

Whether the Vanquis Travel Credit Card fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • Frequent travelers
  • Travelers who value airport lounges

Skip it if you are

  • Rewards-chasers

Rates and fees

As of

All amounts shown in GBP.

Card fee
No fee
Purchase APR
29.9% - 40.9%
Interest-free period
56 days
Foreign transaction fee
None
Representative APR
35.9% variable
APR range
29.9% – 40.9% (variable, personalised)
Foreign transaction fee
0% on purchases and cash abroad
Cash withdrawal fee
3% or £3 (whichever is greater) — no non-sterling loading

Rewards and features

Pay with
Apple Pay, Google Pay, Contactless, Virtual card
Credit limit
£250 – £2,500 (subject to affordability)
Airport lounge access
Visa SmartDelay: free lounge access at 1,600+ lounges when flight delayed 90+ min
Late payment fee
£12

Benefits and perks

Extras that come bundled with the card.

  • Visa SmartDelay airport lounge access
    Free lounge access at 1,600+ lounges in 500+ airports across 100+ countries when flight is delayed 90+ minutes
  • AirRefund flight compensation
    Streamlined flight delay compensation claims via AirRefund
  • No foreign transaction fees
    0% fee on overseas purchases and cash transactions (cash withdrawal fee of 3%/£3 still applies)

Eligibility

What you need before you apply.

Minimum age
18
Residency
Permanent UK resident with regular income

Vanquis Travel Credit Card: your questions answered

Does the Vanquis Travel Credit Card have a card fee?
No - the Vanquis Travel Credit Card has no card fee.
Does the Vanquis Travel Credit Card charge foreign transaction fees?
No - the Vanquis Travel Credit Card has no foreign transaction fees, so it suits spending abroad.
Is there an interest-free period on the Vanquis Travel Credit Card?
Yes - up to 56 days interest-free when you pay your balance in full by the due date.
What is the interest rate on the Vanquis Travel Credit Card?
The Vanquis Travel Credit Card has a purchase APR of 29.9% - 40.9%.
Is the Vanquis Travel Credit Card a credit, debit or prepaid card?
The Vanquis Travel Credit Card is a credit card issued by Vanquis on the Visa network.
Does the Vanquis Travel Credit Card support Apple Pay and Google Pay?
Yes - the Vanquis Travel Credit Card works with both Apple Pay and Google Pay.
Where can I get the Vanquis Travel Credit Card?
The Vanquis Travel Credit Card is currently offered in United Kingdom.
How does DebitCue rate the Vanquis Travel Credit Card?
DebitCue rates the Vanquis Travel Credit Card 4.5 out of 5 (9.0/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Vanquis Travel Credit Card?
Use the Apply now button to continue on Vanquis's secure site. Comparing and applying through DebitCue is free.

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