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Zopa Bank

Card issuer

Zopa Bank

Easy banking — current accounts, loans and savings

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Cards reviewed
3
Average rating
4.5/5
Headquarters
United Kingdom
Founded
2005

Zopa Bank is a UK digital-only bank that started as the world's first peer-to-peer lending platform in 2005 and received its full banking licence in 2020. It offers credit cards, the Biscuit current account, personal loans, and savings products entirely through its mobile app. Zopa has won Best Credit Card Provider at the British Bank Awards in 2024, 2025, and 2026.

Full lineup

Zopa Bank cards

See all in the card finder
Zopa Bank Debit card
Biscuit by Zopa
Cash back
VISA
4.7 4.7 out of 5
Best for rewards
Debit card Zopa Bank - Visa

Biscuit by Zopa

9.4/10

Free current account with 2% cashback on bills and 2% AER on your balance

Cash back No FX fee
Fee
No fee
Foreign fee
None
Type
Debit card

Why we like it

  • 2% cashback on eligible Direct Debit bill payments, on…
  • No card fee
  • No foreign transaction fees
Apply now On Zopa Bank's secure site View details
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