Bancolombia Mastercard Black review: fees, rewards, APR and perks - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

Bancolombia Credit card
Bancolombia Mastercard Black
Points
MASTERCARD
Apply for Bancolombia Mastercard Black

On Bancolombia's secure site

Compare similar cards
Credit card Bancolombia Mastercard

Card review

Bancolombia Mastercard Black

4.5 4.5 out of 5 9.0/10 DebitCue Score Verified

Unlimited access to 1,600+ VIP airport lounges worldwide

Fee
50,960 COP/mo (≈ $12)
Waived first 5 months if applied online
Purchase APR
from 28.75%
Interest-free
-
Foreign fee
None
Rewards
6 Puntos Colombia per COP 3,800 in domestic purchases

Our verdict

What stands out, and where it falls short.

What we like

  • 6 Puntos Colombia per COP 3,800 in domestic purchases
  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included
  • Pay in installments

Worth weighing

  • 50,960 COP/mo (≈ $12) card fee

Who It Is For

Whether the Bancolombia Mastercard Black fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who want rewards on their spending
  • Travelers who value airport lounges
  • People who pay big purchases off over time

Skip it if you are

  • Light spenders who won't beat the 50,960 COP/mo (≈ $12) fee

Rates and fees

As of

All amounts shown in COP.

Card fee
50,960 COP/mo (≈ $12)
Purchase APR
from 28.75%
Interest-free period
-
Foreign transaction fee
None
Monthly interest rate
2.1285% MV

Rewards and features

Rewards
6 Puntos Colombia per COP 3,800 in domestic purchases
Installments
Up to 36 months
Pay with
Apple Pay, Google Pay, Contactless
Guest lounge fee
USD 35 per companion

Benefits and perks

Extras that come bundled with the card.

  • Unlimited access to 1,600+ VIP lounges via Mastercard Airport Experience
  • International medical & baggage protection (AXA)
  • 24/7 personal concierge service
  • No foreign transaction fee

Eligibility

What you need before you apply.

Minimum income
COP 5,000,000/month
Credit limit
COP 15,000,000 – 300,000,000
Age range
18–84 years

Bancolombia Mastercard Black: your questions answered

How much does the Bancolombia Mastercard Black cost?
The Bancolombia Mastercard Black costs 50,960 COP/mo (≈ $12). Waived first 5 months if applied online.
What rewards does the Bancolombia Mastercard Black earn?
The Bancolombia Mastercard Black earns 6 Puntos Colombia per COP 3,800 in domestic purchases.
Does the Bancolombia Mastercard Black charge foreign transaction fees?
No - the Bancolombia Mastercard Black has no foreign transaction fees, so it suits spending abroad.
What is the interest rate on the Bancolombia Mastercard Black?
The Bancolombia Mastercard Black has a purchase APR of from 28.75%.
Can I pay in installments with the Bancolombia Mastercard Black?
Yes - Up to 36 months.
Is the Bancolombia Mastercard Black a credit, debit or prepaid card?
The Bancolombia Mastercard Black is a credit card issued by Bancolombia on the Mastercard network.
Does the Bancolombia Mastercard Black support Apple Pay and Google Pay?
Yes - the Bancolombia Mastercard Black works with both Apple Pay and Google Pay.
Where can I get the Bancolombia Mastercard Black?
The Bancolombia Mastercard Black is currently offered in Argentina, Brazil, Chile, Colombia, Ecuador, Mexico, Peru, Uruguay.
How does DebitCue rate the Bancolombia Mastercard Black?
DebitCue rates the Bancolombia Mastercard Black 4.5 out of 5 (9.0/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Bancolombia Mastercard Black?
Use the Apply now button to continue on Bancolombia's secure site. Comparing and applying through DebitCue is free.

Before you decide

Alternatives to the Bancolombia Mastercard Black

Browse all cards
Chase Credit card
Chase Aeroplan® Card
Points
MASTERCARD
4.6 4.6 out of 5
Best for travel insurance
Credit card Chase - Mastercard

Chase Aeroplan® Card

9.2/10

Air Canada's US card — 3x on groceries, dining, and Air Canada at $95/year

Points No FX fee
Fee
$95 USD/yr
Interest
19.74% - 28.24%
Interest-free
-

Why we like it

  • 3x groceries/dining/Air Canada, 1x all else; up to 1,500…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Chase's secure site View details
Citi Credit card
Citi Strata Elite℠ Card
Points
MASTERCARD
4.6 4.6 out of 5
Best for lounge access
Credit card Citi - Mastercard

Citi Strata Elite℠ Card

9.2/10

Premium travel perks and up to $1,100+ in annual credits.

Points Pay in installments No FX fee
Fee
$595 USD/yr
Interest
20.49% - 28.49%
Interest-free
-

Why we like it

  • 12X ThankYou Points on hotels, car rentals, and attractions…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Citi's secure site View details
Citi Credit card
Citi Strata Premier® Card
Points
MASTERCARD
4.6 4.6 out of 5
Best for travel insurance
Credit card Citi - Mastercard

Citi Strata Premier® Card

9.2/10

Travel rewards and everyday earning for $95 a year.

Points Pay in installments No FX fee
Fee
$95 USD/yr
Interest
19.49% - 27.49%
Interest-free
-

Why we like it

  • 10X ThankYou Points on hotels and car rentals via…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Citi's secure site View details
Wells Fargo Credit card
Wells Fargo Choice Privileges® Select Mastercard®
Points
MASTERCARD
4.6 4.6 out of 5
Best for rewards
Credit card Wells Fargo - Mastercard

Wells Fargo Choice Privileges® Select Mastercard®

9.2/10

Premium Choice Hotels card with TSA PreCheck credit and Platinum status

Points No FX fee
Fee
$95 USD/yr
Interest
19.74% - 28.49%
Interest-free
-

Why we like it

  • 10X Choice Privileges points at participating Choice Hotels; 5X…
  • Welcome bonus
  • No foreign transaction fees
Apply now On Wells Fargo's secure site View details