Credit card

Wells Fargo Choice Privileges® Select Mastercard®

Points

MASTERCARD

Apply for Wells Fargo Choice Privileges® Select Mastercard®

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Card review

Wells Fargo Choice Privileges® Select Mastercard®

4.6 9.2/10 DebitCue Score Verified Jun 20, 2026

Premium Choice Hotels card with TSA PreCheck credit and Platinum status

Fee: $95 USD/yr
Purchase APR: 19.74% - 28.49%
Interest-free: -
Foreign fee: None

Rewards

10X Choice Privileges points at participating Choice Hotels; 5X at gas stations, grocery stores, home improvement stores, and phone plans; 1X on all other purchases. Plus 30,000 anniversary bonus points annually.

Welcome offer

60,000 Choice Privileges bonus points after $3,000 in purchases within the first 3 months from account opening.

Our verdict

What stands out, and where it falls short.

What we like

10X Choice Privileges points at participating Choice Hotels; 5X…
Welcome bonus
No foreign transaction fees

Worth weighing

$95 USD/yr card fee

Who It Is For

Whether the Wells Fargo Choice Privileges® Select Mastercard® fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending

Skip it if you are

Light spenders who won't beat the $95 USD/yr fee

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: $95 USD/yr
Purchase APR: 19.74% - 28.49%
Interest-free period: -
Foreign transaction fee: None
Regular APR: 19.74%, 25.49%, or 28.49% Variable

Rewards and features

Rewards: 10X Choice Privileges points at participating Choice Hotels; 5X at gas stations, grocery stores, home improvement stores, and phone plans; 1X on all other purchases. Plus 30,000 anniversary bonus points annually.
Welcome offer: 60,000 Choice Privileges bonus points after $3,000 in purchases within the first 3 months from account opening.
Pay with: Apple Pay, Google Pay, Contactless
Hotel Status: Automatic Platinum Elite status with 25% bonus points and 20 elite night credits per year
Anniversary Bonus: 30,000 bonus points each year on card anniversary

Benefits and perks

Extras that come bundled with the card.

Global Entry / TSA PreCheck Credit

$100 reimbursement for Global Entry or TSA PreCheck application fee.
Cell Phone Protection

Up to $800 coverage against damage, theft, or unintended separation; $25 deductible.
No Foreign Transaction Fees

Zero foreign transaction fee on international purchases.
30,000 Anniversary Points

30,000 Choice Privileges bonus points credited on your card anniversary each year.

Eligibility

What you need before you apply.

Credit Recommended: Good to excellent (670+ FICO)

Wells Fargo Choice Privileges® Select Mastercard®: your questions answered

How much does the Wells Fargo Choice Privileges® Select Mastercard® cost?

The Wells Fargo Choice Privileges® Select Mastercard® costs $95 USD/yr.

What rewards does the Wells Fargo Choice Privileges® Select Mastercard® earn?

The Wells Fargo Choice Privileges® Select Mastercard® earns 10X Choice Privileges points at participating Choice Hotels; 5X at gas stations, grocery stores, home improvement stores, and phone plans; 1X on all other purchases. Plus 30,000 anniversary bonus points annually..

Does the Wells Fargo Choice Privileges® Select Mastercard® charge foreign transaction fees?

No - the Wells Fargo Choice Privileges® Select Mastercard® has no foreign transaction fees, so it suits spending abroad.

What is the interest rate on the Wells Fargo Choice Privileges® Select Mastercard®?

The Wells Fargo Choice Privileges® Select Mastercard® has a purchase APR of 19.74% - 28.49%.

Does the Wells Fargo Choice Privileges® Select Mastercard® have a welcome offer?

Yes - 60,000 Choice Privileges bonus points after $3,000 in purchases within the first 3 months from account opening..

Is the Wells Fargo Choice Privileges® Select Mastercard® a credit, debit or prepaid card?

The Wells Fargo Choice Privileges® Select Mastercard® is a credit card issued by Wells Fargo on the Mastercard network.

Does the Wells Fargo Choice Privileges® Select Mastercard® support Apple Pay and Google Pay?

Yes - the Wells Fargo Choice Privileges® Select Mastercard® works with both Apple Pay and Google Pay.

Where can I get the Wells Fargo Choice Privileges® Select Mastercard®?

The Wells Fargo Choice Privileges® Select Mastercard® is currently offered in United States.

How does DebitCue rate the Wells Fargo Choice Privileges® Select Mastercard®?

DebitCue rates the Wells Fargo Choice Privileges® Select Mastercard® 4.6 out of 5 (9.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Wells Fargo Choice Privileges® Select Mastercard®?

Use the Apply now button to continue on Wells Fargo's secure site. Comparing and applying through DebitCue is free.