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Wells Fargo Credit card
Wells Fargo One Key+™ Card
Points
MASTERCARD
Apply for Wells Fargo One Key+™ Card

On Wells Fargo's secure site

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Card review

Wells Fargo One Key+™ Card

4.6 4.6 out of 5 9.2/10 DebitCue Score Verified

Premium Expedia travel card with TSA PreCheck credit and Gold status

Fee
$99 USD/yr
Purchase APR
18.49% - 28.49%
Interest-free
-
Foreign fee
None
Rewards
3% OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at gas stations, grocery stores, and dining; 2% on all other purchases. Plus $100 annual anniversary OneKeyCash credit.
Welcome offer
$350 in OneKeyCash after $3,000 in purchases within the first 3 months from account opening.

Our verdict

What stands out, and where it falls short.

What we like

  • 3% OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included

Worth weighing

  • $99 USD/yr card fee

Who It Is For

Whether the Wells Fargo One Key+™ Card fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who want rewards on their spending

Skip it if you are

  • Light spenders who won't beat the $99 USD/yr fee

Rates and fees

As of

All amounts shown in USD.

Card fee
$99 USD/yr
Purchase APR
18.49% - 28.49%
Interest-free period
-
Foreign transaction fee
None
Regular APR
18.49%, 23.49%, or 28.49% Variable

Rewards and features

Rewards
3% OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at gas stations, grocery stores, and dining; 2% on all other purchases. Plus $100 annual anniversary OneKeyCash credit.
Welcome offer
$350 in OneKeyCash after $3,000 in purchases within the first 3 months from account opening.
Pay with
Apple Pay, Google Pay, Contactless
Loyalty Status
Automatic Gold status in One Key program; upgrade to Platinum after $30,000 annual spend
Rewards Currency
OneKeyCash — redeemable only on Expedia, Hotels.com, and Vrbo

Benefits and perks

Extras that come bundled with the card.

  • TSA PreCheck / Global Entry Credit
    Up to $120 credit for TSA PreCheck or Global Entry application fee every 4 years.
  • $100 Anniversary OneKeyCash
    $100 in OneKeyCash credited on your cardholder anniversary each year.
  • Trip Cancellation/Interruption Insurance
    Up to $5,000 per covered traveler for non-refundable trip costs.
  • Primary Rental Car Coverage
    Primary rental car collision damage waiver up to $50,000.
  • Travel Accident Insurance
    Up to $1,000,000 accidental death and dismemberment coverage.
  • Cell Phone Protection
    Up to $1,000 coverage against damage or theft; $25 deductible.
  • No Foreign Transaction Fees
    Zero foreign transaction fee on international purchases.

Eligibility

What you need before you apply.

Credit Recommended
Good to excellent (670+ FICO)

Wells Fargo One Key+™ Card: your questions answered

How much does the Wells Fargo One Key+™ Card cost?
The Wells Fargo One Key+™ Card costs $99 USD/yr.
What rewards does the Wells Fargo One Key+™ Card earn?
The Wells Fargo One Key+™ Card earns 3% OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at gas stations, grocery stores, and dining; 2% on all other purchases. Plus $100 annual anniversary OneKeyCash credit..
Does the Wells Fargo One Key+™ Card charge foreign transaction fees?
No - the Wells Fargo One Key+™ Card has no foreign transaction fees, so it suits spending abroad.
What is the interest rate on the Wells Fargo One Key+™ Card?
The Wells Fargo One Key+™ Card has a purchase APR of 18.49% - 28.49%.
Does the Wells Fargo One Key+™ Card have a welcome offer?
Yes - $350 in OneKeyCash after $3,000 in purchases within the first 3 months from account opening..
Is the Wells Fargo One Key+™ Card a credit, debit or prepaid card?
The Wells Fargo One Key+™ Card is a credit card issued by Wells Fargo on the Mastercard network.
Does the Wells Fargo One Key+™ Card support Apple Pay and Google Pay?
Yes - the Wells Fargo One Key+™ Card works with both Apple Pay and Google Pay.
Where can I get the Wells Fargo One Key+™ Card?
The Wells Fargo One Key+™ Card is currently offered in United States.
How does DebitCue rate the Wells Fargo One Key+™ Card?
DebitCue rates the Wells Fargo One Key+™ Card 4.6 out of 5 (9.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Wells Fargo One Key+™ Card?
Use the Apply now button to continue on Wells Fargo's secure site. Comparing and applying through DebitCue is free.

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