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Bancolombia Credit card
Bancolombia Mastercard Ideal
Points
MASTERCARD
Apply for Bancolombia Mastercard Ideal

On Bancolombia's secure site

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Credit card Bancolombia Mastercard

Card review

Bancolombia Mastercard Ideal

4.2 4.2 out of 5 8.4/10 DebitCue Score Verified

Credit-building card for earners at 1–2 minimum wages

Fee
18,500 COP/mo (≈ $4)
Purchase APR
from 28.75%
Interest-free
-
Foreign fee
None
Rewards
6 Puntos Colombia per COP 7,100 in domestic purchases

Our verdict

What stands out, and where it falls short.

What we like

  • 6 Puntos Colombia per COP 7,100 in domestic purchases
  • No foreign transaction fees
  • Pay in installments

Worth weighing

  • 18,500 COP/mo (≈ $4) card fee

Who It Is For

Whether the Bancolombia Mastercard Ideal fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who want rewards on their spending
  • People who pay big purchases off over time

Skip it if you are

  • Light spenders who won't beat the 18,500 COP/mo (≈ $4) fee

Rates and fees

As of

All amounts shown in COP.

Card fee
18,500 COP/mo (≈ $4)
Purchase APR
from 28.75%
Interest-free period
-
Foreign transaction fee
None
Monthly interest rate
2.1285% MV

Rewards and features

Rewards
6 Puntos Colombia per COP 7,100 in domestic purchases
Installments
Up to 36 months
Pay with
Apple Pay, Google Pay, Contactless

Benefits and perks

Extras that come bundled with the card.

  • Designed for credit-history building
  • Purchase protection insurance

Eligibility

What you need before you apply.

Minimum income
1–2 SMMLV
Credit limit
COP 200,000 – 1,750,000
Age range
18–84 years

Bancolombia Mastercard Ideal: your questions answered

How much does the Bancolombia Mastercard Ideal cost?
The Bancolombia Mastercard Ideal costs 18,500 COP/mo (≈ $4).
What rewards does the Bancolombia Mastercard Ideal earn?
The Bancolombia Mastercard Ideal earns 6 Puntos Colombia per COP 7,100 in domestic purchases.
Does the Bancolombia Mastercard Ideal charge foreign transaction fees?
No - the Bancolombia Mastercard Ideal has no foreign transaction fees, so it suits spending abroad.
What is the interest rate on the Bancolombia Mastercard Ideal?
The Bancolombia Mastercard Ideal has a purchase APR of from 28.75%.
Can I pay in installments with the Bancolombia Mastercard Ideal?
Yes - Up to 36 months.
Is the Bancolombia Mastercard Ideal a credit, debit or prepaid card?
The Bancolombia Mastercard Ideal is a credit card issued by Bancolombia on the Mastercard network.
Does the Bancolombia Mastercard Ideal support Apple Pay and Google Pay?
Yes - the Bancolombia Mastercard Ideal works with both Apple Pay and Google Pay.
Where can I get the Bancolombia Mastercard Ideal?
The Bancolombia Mastercard Ideal is currently offered in Argentina, Brazil, Chile, Colombia, Ecuador, Mexico, Peru, Uruguay.
How does DebitCue rate the Bancolombia Mastercard Ideal?
DebitCue rates the Bancolombia Mastercard Ideal 4.2 out of 5 (8.4/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Bancolombia Mastercard Ideal?
Use the Apply now button to continue on Bancolombia's secure site. Comparing and applying through DebitCue is free.

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