Bancolombia Visa Oro vs Nubank Ultravioleta Mastercard Black: fees, rewards and APR compared - DebitCue Skip to content
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Bancolombia Visa Oro vs Nubank Ultravioleta Mastercard Black

Compare Bancolombia Visa Oro and Nubank Ultravioleta Mastercard Black side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Bancolombia Visa Oro versus Nubank Ultravioleta Mastercard Black compared by attribute
Feature Bancolombia Visa Oro Nubank Ultravioleta Mastercard Black
Card fee 36,990 COP/mo (≈ $9) 89 BRL/mo (≈ $16)
Purchase APR (from) 28.75% 2.75%
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards 6 Puntos Colombia per COP 5,300 in domestic purchases 1.25% instant cashback on all credit purchases (or 2.2 points per USD spent); 5% cashback / 9 points per USD on Nu Viagens travel bookings
Installments Up to 36 months Up to 12x on bill (parcelamento de fatura, with interest)
No card fee - -
No foreign transaction fee
Welcome bonus -
Airport lounge access -
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Bancolombia Visa Oro if its checked rows above line up with how you spend most.
  • Choose the Nubank Ultravioleta Mastercard Black if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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