Bank of America BankAmericard® Credit Card vs Discover it® Student Chrome: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Bank of America BankAmericard® Credit Card vs Discover it® Student Chrome

Compare Bank of America BankAmericard® Credit Card and Discover it® Student Chrome side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Bank of America BankAmericard® Credit Card versus Discover it® Student Chrome compared by attribute
Feature Bank of America BankAmericard® Credit Card Discover it® Student Chrome
Card fee No fee No fee
Purchase APR (from) 14.99% 16.49%
Interest-free period - 25 days
Foreign transaction fee 3% 0%
Rewards No rewards program. Card is optimized for balance transfers and low-interest financing. 2% cash back at gas stations and restaurants (up to $1,000 combined per quarter); 1% on all other purchases
Installments Custom Pay Plan available for eligible purchases $100+ -
No card fee
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Bank of America BankAmericard® Credit Card if its checked rows above line up with how you spend most.
  • Choose the Discover it® Student Chrome if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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