Bank of America BankAmericard® Secured Credit Card
No rewards
Bank of America BankAmericard® Secured Credit Card
Bank of America - Mastercard - Credit card
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Head-to-head
Compare Bank of America BankAmericard® Secured Credit Card and Citi Double Cash® Card side by side: fees, rewards, APR, and perks.
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Bank of America - Mastercard - Credit card
Citi - Mastercard - Credit card
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Bank of America BankAmericard® Secured Credit Card | Citi Double Cash® Card |
|---|---|---|
| Card fee | No fee | No fee |
| Purchase APR (from) | 25.99% | 17.49% |
| Interest-free period | - | - |
| Foreign transaction fee | 3% | 3% |
| Rewards | No rewards program. Card is designed solely for credit-building. | 2% cash back on all purchases — 1% when you buy, 1% when you pay. 5% cash back on hotels, car rentals, and attractions booked via Citi Travel. |
| Installments | - | Citi Flex Pay available (buy-now-pay-later on eligible purchases) |
| No card fee | ||
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
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