Bank of America BankAmericard® Secured Credit Card review: fees, rewards, APR and perks - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

Bank of America Credit card
Bank of America BankAmericard® Secured Credit Card
No rewards
MASTERCARD
Apply for Bank of America BankAmericard® Secured Credit Card

On Bank of America's secure site

Compare similar cards
Credit card Bank of America Mastercard

Card review

Bank of America BankAmericard® Secured Credit Card

4.0 4.0 out of 5 8.0/10 DebitCue Score Verified

Build or rebuild credit with a no-annual-fee secured Mastercard

Fee
No fee
Purchase APR
from 25.99%
Interest-free
-
Foreign fee
3%
Rewards
No rewards program. Card is designed solely for credit-building.

Our verdict

What stands out, and where it falls short.

What we like

  • No card fee

Worth weighing

  • 3% foreign transaction fee

Who It Is For

Whether the Bank of America BankAmericard® Secured Credit Card fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • People who want rewards on their spending

Skip it if you are

  • Frequent international travelers

Rates and fees

As of

All amounts shown in USD.

Card fee
No fee
Purchase APR
from 25.99%
Interest-free period
-
Foreign transaction fee
3%
APR
25.99% variable (no intro APR available on secured cards)
Security Deposit
$200 minimum; $5,000 maximum; equals credit limit
Balance Transfer Fee
5% of each transaction

Rewards and features

Rewards
No rewards program. Card is designed solely for credit-building.
Pay with
Apple Pay, Google Pay, Contactless
No Welcome Bonus
Secured card products are not eligible for new account bonus offers

Benefits and perks

Extras that come bundled with the card.

  • Credit Bureau Reporting
    Reports to Equifax, Experian, and TransUnion to build credit history
  • Free FICO Score
    Monthly FICO Score access via mobile and online banking

Eligibility

What you need before you apply.

Credit History
Suitable for no credit history or poor/fair credit; no minimum score requirement stated

Bank of America BankAmericard® Secured Credit Card: your questions answered

Does the Bank of America BankAmericard® Secured Credit Card have a card fee?
No - the Bank of America BankAmericard® Secured Credit Card has no card fee.
What rewards does the Bank of America BankAmericard® Secured Credit Card earn?
The Bank of America BankAmericard® Secured Credit Card earns No rewards program. Card is designed solely for credit-building..
Does the Bank of America BankAmericard® Secured Credit Card charge foreign transaction fees?
Yes - the Bank of America BankAmericard® Secured Credit Card charges a 3% foreign transaction fee.
What is the interest rate on the Bank of America BankAmericard® Secured Credit Card?
The Bank of America BankAmericard® Secured Credit Card has a purchase APR of from 25.99%.
Is the Bank of America BankAmericard® Secured Credit Card a credit, debit or prepaid card?
The Bank of America BankAmericard® Secured Credit Card is a credit card issued by Bank of America on the Mastercard network.
Does the Bank of America BankAmericard® Secured Credit Card support Apple Pay and Google Pay?
Yes - the Bank of America BankAmericard® Secured Credit Card works with both Apple Pay and Google Pay.
Where can I get the Bank of America BankAmericard® Secured Credit Card?
The Bank of America BankAmericard® Secured Credit Card is currently offered in United States.
How does DebitCue rate the Bank of America BankAmericard® Secured Credit Card?
DebitCue rates the Bank of America BankAmericard® Secured Credit Card 4.0 out of 5 (8.0/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Bank of America BankAmericard® Secured Credit Card?
Use the Apply now button to continue on Bank of America's secure site. Comparing and applying through DebitCue is free.

Before you decide

Alternatives to the Bank of America BankAmericard® Secured Credit Card

Browse all cards