Barclaycard Platinum Balance Transfer (36 Months)
No rewards
Barclaycard Platinum Balance Transfer (36 Months)
Barclaycard UK - Visa - Credit card
3.9
3.9 out of 5
7.8/10
Apply now
Head-to-head
Barclaycard Platinum Balance Transfer (36 Months) vs Monzo Perks
Compare Barclaycard Platinum Balance Transfer (36 Months) and Monzo Perks side by side: fees, rewards, APR, and perks.
Last verified
Monzo Perks
Cash back
Monzo Perks
Monzo - Mastercard - Debit card
4.3
4.3 out of 5
8.6/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Barclaycard Platinum Balance Transfer (36 Months) | Monzo Perks |
|---|---|---|
| Card fee | No fee | £7 GBP/mo (≈ $9) |
| Purchase APR (from) | 24.9% | - |
| Interest-free period | 56 days | - |
| Foreign transaction fee | 2.99% | 0% |
| Rewards | - | All Extra-tier cashback and savings features, plus lifestyle perks: weekly Greggs treat voucher, annual 1/3-off Railcard, monthly Vue cinema ticket, and Uber One membership trial. 0.50% AER savings boost on instant-access pots. |
| Installments | - | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | - |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Barclaycard Platinum Balance Transfer (36 Months) if its checked rows above line up with how you spend most.
- Choose the Monzo Perks if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.