BBVA Tarjeta A Tu Ritmo
No rewards
BBVA Tarjeta A Tu Ritmo
BBVA - Visa - Credit card
3.9
3.9 out of 5
7.8/10
Apply now
Head-to-head
BBVA Tarjeta A Tu Ritmo vs Erste Bank Smartcard Mastercard
Compare BBVA Tarjeta A Tu Ritmo and Erste Bank Smartcard Mastercard side by side: fees, rewards, APR, and perks.
Last verified
Erste Bank Smartcard Mastercard
Cash back
Erste Bank Smartcard Mastercard
Erste Bank - Mastercard - Credit card
3.8
3.8 out of 5
7.6/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | BBVA Tarjeta A Tu Ritmo | Erste Bank Smartcard Mastercard |
|---|---|---|
| Card fee | No fee | €22.44 EUR/yr (≈ $24) |
| Purchase APR (from) | 0% | 5.19% |
| Interest-free period | 30 days | - |
| Foreign transaction fee | 3% | 1.5% |
| Rewards | - | 0.30% cashback on purchases at participating online shops where card details are saved; maximum €8 per calendar year, credited in January |
| Installments | Fixed monthly revolving repayment; min 3% of outstanding balance; 18% TIN / 19.80% TAE representative example | Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 3 per year free, then fee applies (€1–€12 per split depending on amount and number of instalments) |
| No card fee | - | |
| No foreign transaction fee | - | - |
| Welcome bonus | - | - |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the BBVA Tarjeta A Tu Ritmo if its checked rows above line up with how you spend most.
- Choose the Erste Bank Smartcard Mastercard if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.