BBVA Tarjeta A Tu Ritmo review: fees, rewards, APR and perks - DebitCue Skip to content
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BBVA Credit card
BBVA Tarjeta A Tu Ritmo
No rewards
VISA
Apply for BBVA Tarjeta A Tu Ritmo

On BBVA's secure site

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Card review

BBVA Tarjeta A Tu Ritmo

3.9 3.9 out of 5 7.8/10 DebitCue Score Verified

No-fee revolving credit card with full flexibility over monthly repayments

Fee
No fee
Purchase APR
0% - 19.8%
Interest-free
30 days
Foreign fee
3%

Our verdict

What stands out, and where it falls short.

What we like

  • No card fee
  • Pay in installments

Worth weighing

  • 3% foreign transaction fee
  • No rewards programme

Who It Is For

Whether the BBVA Tarjeta A Tu Ritmo fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • People who pay big purchases off over time

Skip it if you are

  • Frequent international travelers
  • Rewards-chasers

Rates and fees

As of

All amounts shown in EUR.

Card fee
No fee
Purchase APR
0% - 19.8%
Interest-free period
30 days
Foreign transaction fee
3%
Revolving TIN/TAE
18% TIN / 19.80% TAE (representative example)
End-of-month
0% TIN / 0% TAE

Rewards and features

Installments
Fixed monthly revolving repayment; min 3% of outstanding balance; 18% TIN / 19.80% TAE representative example
Pay with
Apple Pay, Google Pay, Contactless
Minimum repayment
3% of outstanding balance

Eligibility

What you need before you apply.

Requirements
Active BBVA account; subject to BBVA approval

BBVA Tarjeta A Tu Ritmo: your questions answered

Does the BBVA Tarjeta A Tu Ritmo have a card fee?
No - the BBVA Tarjeta A Tu Ritmo has no card fee.
Does the BBVA Tarjeta A Tu Ritmo charge foreign transaction fees?
Yes - the BBVA Tarjeta A Tu Ritmo charges a 3% foreign transaction fee.
Is there an interest-free period on the BBVA Tarjeta A Tu Ritmo?
Yes - up to 30 days interest-free when you pay your balance in full by the due date.
What is the interest rate on the BBVA Tarjeta A Tu Ritmo?
The BBVA Tarjeta A Tu Ritmo has a purchase APR of 0% - 19.8%.
Can I pay in installments with the BBVA Tarjeta A Tu Ritmo?
Yes - Fixed monthly revolving repayment; min 3% of outstanding balance; 18% TIN / 19.80% TAE representative example.
Is the BBVA Tarjeta A Tu Ritmo a credit, debit or prepaid card?
The BBVA Tarjeta A Tu Ritmo is a credit card issued by BBVA on the Visa network.
Does the BBVA Tarjeta A Tu Ritmo support Apple Pay and Google Pay?
Yes - the BBVA Tarjeta A Tu Ritmo works with both Apple Pay and Google Pay.
Where can I get the BBVA Tarjeta A Tu Ritmo?
The BBVA Tarjeta A Tu Ritmo is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.
How does DebitCue rate the BBVA Tarjeta A Tu Ritmo?
DebitCue rates the BBVA Tarjeta A Tu Ritmo 3.9 out of 5 (7.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the BBVA Tarjeta A Tu Ritmo?
Use the Apply now button to continue on BBVA's secure site. Comparing and applying through DebitCue is free.

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