BBVA Tarjeta A Tu Ritmo
No rewards
BBVA Tarjeta A Tu Ritmo
BBVA - Visa - Credit card
3.9
3.9 out of 5
7.8/10
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Head-to-head
BBVA Tarjeta A Tu Ritmo vs PAYBACK American Express Karte
Compare BBVA Tarjeta A Tu Ritmo and PAYBACK American Express Karte side by side: fees, rewards, APR, and perks.
Last verified
PAYBACK American Express Karte
Points
PAYBACK American Express Karte
American Express Germany - American Express - Credit card
4.7
4.7 out of 5
9.4/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | BBVA Tarjeta A Tu Ritmo | PAYBACK American Express Karte |
|---|---|---|
| Card fee | No fee | No fee |
| Purchase APR (from) | 0% | - |
| Interest-free period | 30 days | 30 days |
| Foreign transaction fee | 3% | 2% |
| Rewards | - | 1 PAYBACK point per €3 spent everywhere; double points (card + merchant points) at all PAYBACK partner stores. Points never expire with active programme participation. PAYBACK points convertible 1:1 to Lufthansa Miles & More miles. Optional PAYBACK MAX upgrade at €35/year doubles earning to 2 points per €3. |
| Installments | Fixed monthly revolving repayment; min 3% of outstanding balance; 18% TIN / 19.80% TAE representative example | Splitpay optional installment loan via solarisBank |
| No card fee | ||
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the BBVA Tarjeta A Tu Ritmo if its checked rows above line up with how you spend most.
- Choose the PAYBACK American Express Karte if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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