BBVA Aqua Débito

3.7 7.4/10 DebitCue Score Verified Jun 20, 2026

Zero-number plastic with dynamic CVV for safer everyday spending

Fee: €35 EUR/yr (≈ $38); Free with Cuenta Online Sin Comisiones, €800+ payroll domiciliation, €25,000+ investment balance, or 1,000+ BBVA shares
Foreign fee: 3%
Rewards: None

Our verdict

What stands out, and where it falls short.

Worth weighing

€35 EUR/yr (≈ $38) card fee
3% foreign transaction fee
No rewards programme

Who It Is For

Whether the BBVA Aqua Débito fits how you actually spend.

Skip it if you are

Light spenders who won't beat the €35 EUR/yr (≈ $38) fee
Frequent international travelers
Rewards-chasers

Rates and fees

As of June 20, 2026

All amounts shown in EUR.

Card fee: €35 EUR/yr (≈ $38)
Foreign transaction fee: 3%
ATM fee abroad: 4.5% (min €3)
Foreign currency purchase fee: 3% (waivable with Travel Pack)

Rewards and features

Pay with: Apple Pay, Google Pay, Contactless
Security: No printed card numbers; CVV changes per transaction in app
Travel Pack: Optional monthly add-on from €2.99/month removes foreign fees

Benefits and perks

Extras that come bundled with the card.

ATM robbery insurance up to €600/incident, €1,200/year
Up to €300/month fee-free foreign currency purchases (standard tier)

Eligibility

What you need before you apply.

Minimum age: 18 years

BBVA Aqua Débito: your questions answered

How much does the BBVA Aqua Débito cost?

The BBVA Aqua Débito costs €35 EUR/yr (≈ $38). Free with Cuenta Online Sin Comisiones, €800+ payroll domiciliation, €25,000+ investment balance, or 1,000+ BBVA shares.

Does the BBVA Aqua Débito charge foreign transaction fees?

Yes - the BBVA Aqua Débito charges a 3% foreign transaction fee.

Is the BBVA Aqua Débito a credit, debit or prepaid card?

The BBVA Aqua Débito is a debit card issued by BBVA on the Visa network.

Does the BBVA Aqua Débito support Apple Pay and Google Pay?

Yes - the BBVA Aqua Débito works with both Apple Pay and Google Pay.

Where can I get the BBVA Aqua Débito?

The BBVA Aqua Débito is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.

How does DebitCue rate the BBVA Aqua Débito?

DebitCue rates the BBVA Aqua Débito 3.7 out of 5 (7.4/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the BBVA Aqua Débito?

Use the Apply now button to continue on BBVA's secure site. Comparing and applying through DebitCue is free.