Millennium BCP Debit Card

3.7 7.4/10 DebitCue Score Verified Jun 20, 2026

Everyday Visa debit for Portugal and the world.

Fee: €24.44 EUR/yr (≈ $26); Fee reduced to €14.66 for ages 18–30. Waived entirely with a GO! or GO! Universitário account (ages 18–30) or a Cliente Frequente / Mais Portugal account.
Foreign fee: 3.85%
Rewards: No rewards

Rewards

No rewards programme on the standard debit card.

Our verdict

What stands out, and where it falls short.

Worth weighing

€24.44 EUR/yr (≈ $26) card fee
3.85% foreign transaction fee

Who It Is For

Whether the Millennium BCP Debit Card fits how you actually spend.

Pick it if you are

People who want rewards on their spending

Skip it if you are

Light spenders who won't beat the €24.44 EUR/yr (≈ $26) fee
Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in EUR.

Card fee: €24.44 EUR/yr (≈ $26)
Foreign transaction fee: 3.85%
Annual fee (31+): €24.44 (incl. stamp duty)
Annual fee (18–30): €14.66 (incl. stamp duty)
Foreign transaction fee (ISF): 3.85 % on non-euro purchases

Rewards and features

Rewards: No rewards programme on the standard debit card.
Pay with: Apple Pay, Google Pay, Contactless, Virtual card
Virtual card: MB NET virtual card available for online shopping

Benefits and perks

Extras that come bundled with the card.

Fraud insurance

Insurance protection against unauthorised transactions.
MB NET virtual card

Create temporary virtual card numbers for safer online shopping.

Eligibility

What you need before you apply.

Minimum age: 18 years; requires active Millennium current account

Millennium BCP Debit Card: your questions answered

How much does the Millennium BCP Debit Card cost?

The Millennium BCP Debit Card costs €24.44 EUR/yr (≈ $26). Fee reduced to €14.66 for ages 18–30. Waived entirely with a GO! or GO! Universitário account (ages 18–30) or a Cliente Frequente / Mais Portugal account..

What rewards does the Millennium BCP Debit Card earn?

The Millennium BCP Debit Card earns No rewards programme on the standard debit card..

Does the Millennium BCP Debit Card charge foreign transaction fees?

Yes - the Millennium BCP Debit Card charges a 3.85% foreign transaction fee.

Is the Millennium BCP Debit Card a credit, debit or prepaid card?

The Millennium BCP Debit Card is a debit card issued by Millennium BCP on the Visa network.

Does the Millennium BCP Debit Card support Apple Pay and Google Pay?

Yes - the Millennium BCP Debit Card works with both Apple Pay and Google Pay.

Where can I get the Millennium BCP Debit Card?

The Millennium BCP Debit Card is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.

How does DebitCue rate the Millennium BCP Debit Card?

DebitCue rates the Millennium BCP Debit Card 3.7 out of 5 (7.4/10), scored on the same factors as every card - fees, rewards, perks and ease of use.