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BBVA Credit card
BBVA Tarjeta Después Oro
No rewards
VISA
Apply for BBVA Tarjeta Después Oro

On BBVA's secure site

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Card review

BBVA Tarjeta Después Oro

3.9 3.9 out of 5 7.8/10 DebitCue Score Verified

High credit limit with substantial accident and travel cover

Fee
€80 EUR/yr (≈ $86)
Renewal free if at least one purchase over €50 is financed or revolving payment used once per year
Purchase APR
0% - 23.81%
Interest-free
30 days
Foreign fee
3%

Our verdict

What stands out, and where it falls short.

What we like

  • Travel insurance included
  • Pay in installments

Worth weighing

  • €80 EUR/yr (≈ $86) card fee
  • 3% foreign transaction fee
  • No rewards programme

Who It Is For

Whether the BBVA Tarjeta Después Oro fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who pay big purchases off over time

Skip it if you are

  • Light spenders who won't beat the €80 EUR/yr (≈ $86) fee
  • Frequent international travelers
  • Rewards-chasers

Rates and fees

As of

All amounts shown in EUR.

Card fee
€80 EUR/yr (≈ $86)
Purchase APR
0% - 23.81%
Interest-free period
30 days
Foreign transaction fee
3%
Revolving TIN/TAE
21.76% TIN / 21.76% TAE
Installment TAE (12 months)
23.87%
End-of-month
0% TIN / 0% TAE

Rewards and features

Installments
3-6 months: 2.9%-5% commission; 7-36 months: 21.6% TIN / 23.81% TAE
Pay with
Apple Pay, Google Pay, Contactless
Credit limit
Up to €30,000
ATM fee abroad
4.5% (min €3)

Benefits and perks

Extras that come bundled with the card.

  • Travel assistance insurance included
  • Accident insurance up to €760,000
  • ATM robbery insurance up to €600/incident, €1,200/year

Eligibility

What you need before you apply.

Minimum age
18 years

BBVA Tarjeta Después Oro: your questions answered

How much does the BBVA Tarjeta Después Oro cost?
The BBVA Tarjeta Después Oro costs €80 EUR/yr (≈ $86). Renewal free if at least one purchase over €50 is financed or revolving payment used once per year.
Does the BBVA Tarjeta Después Oro charge foreign transaction fees?
Yes - the BBVA Tarjeta Después Oro charges a 3% foreign transaction fee.
Is there an interest-free period on the BBVA Tarjeta Después Oro?
Yes - up to 30 days interest-free when you pay your balance in full by the due date.
What is the interest rate on the BBVA Tarjeta Después Oro?
The BBVA Tarjeta Después Oro has a purchase APR of 0% - 23.81%.
Can I pay in installments with the BBVA Tarjeta Después Oro?
Yes - 3-6 months: 2.9%-5% commission; 7-36 months: 21.6% TIN / 23.81% TAE.
Is the BBVA Tarjeta Después Oro a credit, debit or prepaid card?
The BBVA Tarjeta Después Oro is a credit card issued by BBVA on the Visa network.
Does the BBVA Tarjeta Después Oro support Apple Pay and Google Pay?
Yes - the BBVA Tarjeta Después Oro works with both Apple Pay and Google Pay.
Where can I get the BBVA Tarjeta Después Oro?
The BBVA Tarjeta Después Oro is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.
How does DebitCue rate the BBVA Tarjeta Después Oro?
DebitCue rates the BBVA Tarjeta Después Oro 3.9 out of 5 (7.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the BBVA Tarjeta Después Oro?
Use the Apply now button to continue on BBVA's secure site. Comparing and applying through DebitCue is free.

Before you decide

Alternatives to the BBVA Tarjeta Después Oro

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BBVA Credit card
BBVA Visa Infinite (Spain)
No rewards
VISA
4.1 4.1 out of 5
Best for lounge access
Credit card BBVA - Visa

BBVA Visa Infinite (Spain)

8.2/10

BBVA’s top-tier Visa for private banking clients — no foreign fees, lounge access

Pay in installments No FX fee
Fee
€120 EUR/yr (≈ $130)
Interest
0% - 10.71%
Interest-free
30 days

Why we like it

  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On BBVA's secure site View details