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BBVA Credit card
BBVA Visa Más Platinum
No rewards
VISA
Apply for BBVA Visa Más Platinum

On BBVA's secure site

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Credit card BBVA Visa

Card review

BBVA Visa Más Platinum

3.7 3.7 out of 5 7.4/10 DebitCue Score Verified

Mid-premium Visa with lower revolving APR and strong travel cover

Fee
€90 EUR/yr (≈ $97)
Waivable by selecting revolving payment mode
Purchase APR
0% - 16.12%
Interest-free
30 days
Foreign fee
1.5%

Our verdict

What stands out, and where it falls short.

What we like

  • Travel insurance included
  • Pay in installments

Worth weighing

  • €90 EUR/yr (≈ $97) card fee
  • 1.5% foreign transaction fee
  • No rewards programme

Who It Is For

Whether the BBVA Visa Más Platinum fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who pay big purchases off over time

Skip it if you are

  • Light spenders who won't beat the €90 EUR/yr (≈ $97) fee
  • Frequent international travelers
  • Rewards-chasers

Rates and fees

As of

All amounts shown in EUR.

Card fee
€90 EUR/yr (≈ $97)
Purchase APR
0% - 16.12%
Interest-free period
30 days
Foreign transaction fee
1.5%
Revolving TIN/TAE
16.12% / 16.12%
End-of-month
0% TIN / 0% TAE
Foreign ATM withdrawal
4.5% (min €3)

Rewards and features

Installments
Revolving credit 2-36 months: 16.12% TIN/TAE; personalised plan: up to 21.6% TIN
Pay with
Apple Pay, Google Pay, Contactless
Credit limit
Up to €30,000

Benefits and perks

Extras that come bundled with the card.

  • Accident, travel and ATM robbery insurance included
  • Purchase protection and extended warranty

Eligibility

What you need before you apply.

Minimum age
18 years; no mandatory income domiciliation

BBVA Visa Más Platinum: your questions answered

How much does the BBVA Visa Más Platinum cost?
The BBVA Visa Más Platinum costs €90 EUR/yr (≈ $97). Waivable by selecting revolving payment mode.
Does the BBVA Visa Más Platinum charge foreign transaction fees?
Yes - the BBVA Visa Más Platinum charges a 1.5% foreign transaction fee.
Is there an interest-free period on the BBVA Visa Más Platinum?
Yes - up to 30 days interest-free when you pay your balance in full by the due date.
What is the interest rate on the BBVA Visa Más Platinum?
The BBVA Visa Más Platinum has a purchase APR of 0% - 16.12%.
Can I pay in installments with the BBVA Visa Más Platinum?
Yes - Revolving credit 2-36 months: 16.12% TIN/TAE; personalised plan: up to 21.6% TIN.
Is the BBVA Visa Más Platinum a credit, debit or prepaid card?
The BBVA Visa Más Platinum is a credit card issued by BBVA on the Visa network.
Does the BBVA Visa Más Platinum support Apple Pay and Google Pay?
Yes - the BBVA Visa Más Platinum works with both Apple Pay and Google Pay.
Where can I get the BBVA Visa Más Platinum?
The BBVA Visa Más Platinum is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.
How does DebitCue rate the BBVA Visa Más Platinum?
DebitCue rates the BBVA Visa Más Platinum 3.7 out of 5 (7.4/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the BBVA Visa Más Platinum?
Use the Apply now button to continue on BBVA's secure site. Comparing and applying through DebitCue is free.

Before you decide

Alternatives to the BBVA Visa Más Platinum

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BBVA Credit card
BBVA Visa Infinite (Spain)
No rewards
VISA
4.1 4.1 out of 5
Best for lounge access
Credit card BBVA - Visa

BBVA Visa Infinite (Spain)

8.2/10

BBVA’s top-tier Visa for private banking clients — no foreign fees, lounge access

Pay in installments No FX fee
Fee
€120 EUR/yr (≈ $130)
Interest
0% - 10.71%
Interest-free
30 days

Why we like it

  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On BBVA's secure site View details