BBVA Iberia Classic vs Millennium BCP Gold Prestige Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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BBVA Iberia Classic vs Millennium BCP Gold Prestige Credit Card

Compare BBVA Iberia Classic and Millennium BCP Gold Prestige Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

BBVA Iberia Classic versus Millennium BCP Gold Prestige Credit Card compared by attribute
Feature BBVA Iberia Classic Millennium BCP Gold Prestige Credit Card
Card fee €50 EUR/yr (≈ $54) €31.2 EUR/yr (≈ $34)
Purchase APR (from) 0% 18.8%
Interest-free period 30 days 30 days
Foreign transaction fee 3% 3.85%
Rewards Avios on select Iberia partner merchants; 10% annual discount on Iberia, Iberia Express and Air Nostrum flights Millennium Rewards: earn 1 point per €1 spent. Points redeemable for products and experiences from the Millennium catalogue. Points valid for 5 years from earning date. Excludes gambling, gaming, cash advances, and digital wallet top-ups.
Installments 3-6 months: 2.9%-5% commission; 7-36 months: 21.6% TIN / 23.93% TAE Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 10.0 % / 10.5 % / 11.0 %).
No card fee - -
No foreign transaction fee - -
Welcome bonus - -
Airport lounge access - -
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the BBVA Iberia Classic if its checked rows above line up with how you spend most.
  • Choose the Millennium BCP Gold Prestige Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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