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BBVA Credit card
BBVA Iberia Classic
Miles
VISA
Apply for BBVA Iberia Classic

On BBVA's secure site

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Credit card BBVA Visa

Card review

BBVA Iberia Classic

4.0 4.0 out of 5 8.0/10 DebitCue Score Verified

Entry-level co-branded Iberia card with flight discounts and Avios

Fee
€50 EUR/yr (≈ $54)
50% discount in first year
Purchase APR
0% - 23.93%
Interest-free
30 days
Foreign fee
3%
Rewards
Avios on select Iberia partner merchants; 10% annual discount on Iberia, Iberia Express and Air Nostrum flights

Our verdict

What stands out, and where it falls short.

What we like

  • Avios on select Iberia partner merchants; 10% annual discount…
  • Travel insurance included
  • Pay in installments

Worth weighing

  • €50 EUR/yr (≈ $54) card fee
  • 3% foreign transaction fee

Who It Is For

Whether the BBVA Iberia Classic fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who want rewards on their spending
  • People who pay big purchases off over time

Skip it if you are

  • Light spenders who won't beat the €50 EUR/yr (≈ $54) fee
  • Frequent international travelers

Rates and fees

As of

All amounts shown in EUR.

Card fee
€50 EUR/yr (≈ $54)
Purchase APR
0% - 23.93%
Interest-free period
30 days
Foreign transaction fee
3%
Revolving TAE
23.93%
ATM credit withdrawal (BBVA)
2.5% (min €3)

Rewards and features

Rewards
Avios on select Iberia partner merchants; 10% annual discount on Iberia, Iberia Express and Air Nostrum flights
Installments
3-6 months: 2.9%-5% commission; 7-36 months: 21.6% TIN / 23.93% TAE
Pay with
Apple Pay, Google Pay, Contactless
Fuel discount
€0.03/litre at Repsol, Campsa, Petronor

Benefits and perks

Extras that come bundled with the card.

  • Accidental death insurance up to €360,600; travel assistance up to €6,000
  • ATM robbery insurance up to €600/incident
  • Avios on Iberia partner purchases; 10% annual discount on Iberia flights

Eligibility

What you need before you apply.

Requirements
BBVA account; income domiciliation required

BBVA Iberia Classic: your questions answered

How much does the BBVA Iberia Classic cost?
The BBVA Iberia Classic costs €50 EUR/yr (≈ $54). 50% discount in first year.
What rewards does the BBVA Iberia Classic earn?
The BBVA Iberia Classic earns Avios on select Iberia partner merchants; 10% annual discount on Iberia, Iberia Express and Air Nostrum flights.
Does the BBVA Iberia Classic charge foreign transaction fees?
Yes - the BBVA Iberia Classic charges a 3% foreign transaction fee.
Is there an interest-free period on the BBVA Iberia Classic?
Yes - up to 30 days interest-free when you pay your balance in full by the due date.
What is the interest rate on the BBVA Iberia Classic?
The BBVA Iberia Classic has a purchase APR of 0% - 23.93%.
Can I pay in installments with the BBVA Iberia Classic?
Yes - 3-6 months: 2.9%-5% commission; 7-36 months: 21.6% TIN / 23.93% TAE.
Is the BBVA Iberia Classic a credit, debit or prepaid card?
The BBVA Iberia Classic is a credit card issued by BBVA on the Visa network.
Does the BBVA Iberia Classic support Apple Pay and Google Pay?
Yes - the BBVA Iberia Classic works with both Apple Pay and Google Pay.
Where can I get the BBVA Iberia Classic?
The BBVA Iberia Classic is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.
How does DebitCue rate the BBVA Iberia Classic?
DebitCue rates the BBVA Iberia Classic 4.0 out of 5 (8.0/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

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