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Capital One Credit card
Capital One Venture X Rewards Credit Card
Miles
VISA
Apply for Capital One Venture X Rewards Credit Card

On Capital One's secure site

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Card review

Capital One Venture X Rewards Credit Card

4.7 4.7 out of 5 9.4/10 DebitCue Score Verified

Capital One's flagship premium travel card with Visa Infinite benefits and $300 annual travel credit

Fee
$395 USD/yr
Purchase APR
19.49% - 28.49%
Interest-free
-
Foreign fee
None
Rewards
10x miles on hotels and rental cars via Capital One Travel; 5x on flights, vacation rentals, and Capital One Entertainment; 2x on all other purchases
Welcome offer
75,000 bonus miles after spending $4,000 in first 3 months

Our verdict

What stands out, and where it falls short.

What we like

  • 10x miles on hotels and rental cars via Capital…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included

Worth weighing

  • $395 USD/yr card fee

Who It Is For

Whether the Capital One Venture X Rewards Credit Card fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who want rewards on their spending
  • Travelers who value airport lounges

Skip it if you are

  • Light spenders who won't beat the $395 USD/yr fee

Rates and fees

As of

All amounts shown in USD.

Card fee
$395 USD/yr
Purchase APR
19.49% - 28.49%
Interest-free period
-
Foreign transaction fee
None
Annual anniversary miles
10,000 miles every account anniversary (~$100 value)

Rewards and features

Rewards
10x miles on hotels and rental cars via Capital One Travel; 5x on flights, vacation rentals, and Capital One Entertainment; 2x on all other purchases
Welcome offer
75,000 bonus miles after spending $4,000 in first 3 months
Pay with
Apple Pay, Google Pay, Contactless, Virtual card
Authorized user fee (lounge access)
$125 per authorized user per year for lounge access (effective Feb 1, 2026)
Miles transfer partners
15+ airline and hotel partners at 1:1 ratio

Benefits and perks

Extras that come bundled with the card.

  • Capital One Lounges + 1,300+ Priority Pass lounges worldwide
  • Trip cancellation/interruption insurance and travel accident insurance (Visa Infinite)
  • Up to $120 statement credit for Global Entry or TSA PreCheck every 4 years
  • Auto rental collision damage waiver
  • Purchase protection and extended warranty
  • Cell phone protection
  • Visa Infinite concierge service
  • No foreign transaction fees
  • $300 annual travel credit automatically applied to Capital One Travel bookings

Eligibility

What you need before you apply.

Credit required
Excellent

Capital One Venture X Rewards Credit Card: your questions answered

How much does the Capital One Venture X Rewards Credit Card cost?
The Capital One Venture X Rewards Credit Card costs $395 USD/yr.
What rewards does the Capital One Venture X Rewards Credit Card earn?
The Capital One Venture X Rewards Credit Card earns 10x miles on hotels and rental cars via Capital One Travel; 5x on flights, vacation rentals, and Capital One Entertainment; 2x on all other purchases.
Does the Capital One Venture X Rewards Credit Card charge foreign transaction fees?
No - the Capital One Venture X Rewards Credit Card has no foreign transaction fees, so it suits spending abroad.
What is the interest rate on the Capital One Venture X Rewards Credit Card?
The Capital One Venture X Rewards Credit Card has a purchase APR of 19.49% - 28.49%.
Does the Capital One Venture X Rewards Credit Card have a welcome offer?
Yes - 75,000 bonus miles after spending $4,000 in first 3 months.
Is the Capital One Venture X Rewards Credit Card a credit, debit or prepaid card?
The Capital One Venture X Rewards Credit Card is a credit card issued by Capital One on the Visa network.
Does the Capital One Venture X Rewards Credit Card support Apple Pay and Google Pay?
Yes - the Capital One Venture X Rewards Credit Card works with both Apple Pay and Google Pay.
Where can I get the Capital One Venture X Rewards Credit Card?
The Capital One Venture X Rewards Credit Card is currently offered in United States.
How does DebitCue rate the Capital One Venture X Rewards Credit Card?
DebitCue rates the Capital One Venture X Rewards Credit Card 4.7 out of 5 (9.4/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Capital One Venture X Rewards Credit Card?
Use the Apply now button to continue on Capital One's secure site. Comparing and applying through DebitCue is free.

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