Chase United Club℠ Infinite Card review: fees, rewards, APR and perks - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

Chase Credit card
Chase United Club℠ Infinite Card
Miles
VISA
Apply for Chase United Club℠ Infinite Card

On Chase's secure site

Compare similar cards
Credit card Chase Visa

Card review

Chase United Club℠ Infinite Card

4.6 4.6 out of 5 9.2/10 DebitCue Score Verified

Full United Club membership plus premium travel benefits at $695/year

Fee
$695 USD/yr
Purchase APR
19.74% - 28.24%
Interest-free
-
Foreign fee
None
Rewards
4x United purchases, 2x all travel and dining, 1x all else
Welcome offer
Up to 90,000 miles after qualifying spend

Our verdict

What stands out, and where it falls short.

What we like

  • 4x United purchases, 2x all travel and dining, 1x…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included

Worth weighing

  • $695 USD/yr card fee

Who It Is For

Whether the Chase United Club℠ Infinite Card fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who want rewards on their spending
  • Travelers who value airport lounges

Skip it if you are

  • Light spenders who won't beat the $695 USD/yr fee

Rates and fees

As of

All amounts shown in USD.

Card fee
$695 USD/yr
Purchase APR
19.74% - 28.24%
Interest-free period
-
Foreign transaction fee
None

Rewards and features

Rewards
4x United purchases, 2x all travel and dining, 1x all else
Welcome offer
Up to 90,000 miles after qualifying spend
Pay with
Apple Pay, Google Pay, Contactless, Virtual card
Annual credits
$875+ in annual partner credits (hotel, Avis/Budget, and more)
Premier Access
Premier Access check-in, security screening, and boarding

Benefits and perks

Extras that come bundled with the card.

  • United Club membership + Star Alliance lounge access
  • First and second checked bags free
  • Trip cancellation, trip delay, baggage, and lost luggage coverage
  • Primary auto rental collision damage waiver

Chase United Club℠ Infinite Card: your questions answered

How much does the Chase United Club℠ Infinite Card cost?
The Chase United Club℠ Infinite Card costs $695 USD/yr.
What rewards does the Chase United Club℠ Infinite Card earn?
The Chase United Club℠ Infinite Card earns 4x United purchases, 2x all travel and dining, 1x all else.
Does the Chase United Club℠ Infinite Card charge foreign transaction fees?
No - the Chase United Club℠ Infinite Card has no foreign transaction fees, so it suits spending abroad.
What is the interest rate on the Chase United Club℠ Infinite Card?
The Chase United Club℠ Infinite Card has a purchase APR of 19.74% - 28.24%.
Does the Chase United Club℠ Infinite Card have a welcome offer?
Yes - Up to 90,000 miles after qualifying spend.
Is the Chase United Club℠ Infinite Card a credit, debit or prepaid card?
The Chase United Club℠ Infinite Card is a credit card issued by Chase on the Visa network.
Does the Chase United Club℠ Infinite Card support Apple Pay and Google Pay?
Yes - the Chase United Club℠ Infinite Card works with both Apple Pay and Google Pay.
Where can I get the Chase United Club℠ Infinite Card?
The Chase United Club℠ Infinite Card is currently offered in United States.
How does DebitCue rate the Chase United Club℠ Infinite Card?
DebitCue rates the Chase United Club℠ Infinite Card 4.6 out of 5 (9.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Chase United Club℠ Infinite Card?
Use the Apply now button to continue on Chase's secure site. Comparing and applying through DebitCue is free.

Before you decide

Alternatives to the Chase United Club℠ Infinite Card

Browse all cards
Best for lounge access
Credit card Capital One - Visa

Capital One's flagship premium travel card with Visa Infinite benefits and $300 annual travel credit

Miles No FX fee
Fee
$395 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 10x miles on hotels and rental cars via Capital…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Capital One's secure site View details
Best for lounge access
Credit card Chase - Visa

United's popular mid-tier card with lounge passes and free checked bags

Miles No FX fee
Fee
$150 USD/yr
Interest
19.74% - 28.24%
Interest-free
-

Why we like it

  • 9x eligible United flights, 3x other United purchases, 2x…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Chase's secure site View details
Best for lounge access
Credit card Bancolombia - Visa

Earn Avianca LifeMiles on every purchase — with business upgrades and lounge access

Miles Pay in installments No FX fee
Fee
43,850 COP/mo (≈ $11)
Interest
from 28.75%
Interest-free
-

Why we like it

  • 2 LifeMiles per USD 1 at Avianca; 1.5 miles…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Bancolombia's secure site View details