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BBVA Iberia Classic vs Nordea Black

Compare BBVA Iberia Classic and Nordea Black side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

BBVA Iberia Classic versus Nordea Black compared by attribute
Feature BBVA Iberia Classic Nordea Black
Card fee €50 EUR/yr (≈ $54) No fee
Purchase APR (from) 0% -
Interest-free period 30 days 30 days
Foreign transaction fee 3% 2.5%
Rewards Avios on select Iberia partner merchants; 10% annual discount on Iberia, Iberia Express and Air Nostrum flights 0.5% cashback on all credit purchases (from September 1, 2025); 0.7% on foreign currency purchases outside the euro area; 1.0% at restaurants, cafés, concerts, festivals, sporting events, museums and amusement parks. Annual cap €150 per card per calendar year.
Installments 3-6 months: 2.9%-5% commission; 7-36 months: 21.6% TIN / 23.93% TAE Flexible instalment percentage; two instalment-free months per year.
No card fee -
No foreign transaction fee - -
Welcome bonus - -
Airport lounge access -
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the BBVA Iberia Classic if its checked rows above line up with how you spend most.
  • Choose the Nordea Black if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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