BBVA Iberia Icon
Miles
BBVA Iberia Icon
BBVA - Visa - Credit card
4.1
4.1 out of 5
8.2/10
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Head-to-head
BBVA Iberia Icon vs Erste Bank Austrian Miles & More Premiumcard
Compare BBVA Iberia Icon and Erste Bank Austrian Miles & More Premiumcard side by side: fees, rewards, APR, and perks.
Last verified
Erste Bank Austrian Miles & More Premiumcard
Miles
Erste Bank Austrian Miles & More Premiumcard
Erste Bank - Mastercard - Credit card
4.4
4.4 out of 5
8.8/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | BBVA Iberia Icon | Erste Bank Austrian Miles & More Premiumcard |
|---|---|---|
| Card fee | €99 EUR/yr (≈ $110) | €237.6 EUR/yr (≈ $260) |
| Purchase APR (from) | 0% | 5.19% |
| Interest-free period | 30 days | - |
| Foreign transaction fee | 3% | 1.5% |
| Rewards | 1 Avios per €3 spent; double Avios at Iberia airline partners; 10% annual discount on Iberia group flights | 1 mile per €1.50 spent on eligible purchases. 1 bonus mile per €1 spent on austrian.com. Miles are protected from expiry (Meilenschutz). Miles can be exchanged for Points and Qualifying Points for frequent flyer status. |
| Installments | 3-6 months: 2.9%-5% commission; 7-36 months: 21.6% TIN / 23.81% TAE | Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 6 per year free |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the BBVA Iberia Icon if its checked rows above line up with how you spend most.
- Choose the Erste Bank Austrian Miles & More Premiumcard if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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