Updated October 14, 2026 · DebitCue Editorial Team
BBVA Tarjeta Oro (Mexico) vs Vivid Plus
BBVA Tarjeta Oro (Mexico)
Higher score in this comparison
Vivid Plus
BBVA Tarjeta Oro (Mexico) vs Vivid Plus: the differences
| Compare | BBVA Tarjeta Oro (Mexico)ReviewSee alternativesSee alternatives | Vivid PlusReviewSee alternativesSee alternatives |
|---|---|---|
| Annual fee | MX$748 | €0 |
| Rewards type | Points | Cashback |
| Rewards rate | 9% of single-payment purchases earned as Puntos BBVA; instalment purchases do not earn points | 0.1%-0.35% base, up to 10% on select categories |
| Perks | Puntos BBVA rewards redeemable in thousands of stores, Efectivo Inmediato cash advance from the card credit line, Free purchase protection insurance for durable goods, Free lost and delayed baggage insurance, Emergency card replacement in the US or Canada, Contactless payments up to MXN 1,000, Dynamic CVV for online purchases, Card without visible numbers, card blocking and real time notifications, Monthly interest free instalment options (3 and 6 months), Free financial education workshops | Multiple IBANs, Free SEPA transfers, Up to €1,000 free ATM withdrawals globally (Vivid Prime), Metal physical card, Virtual card, Up to 15 Pockets sub accounts |
| APR | 89.4% | Not confirmed |
| Balance transfer fee | 7% | Not confirmed |
| Cashback rate | Not confirmed | 0.1% to 10% |
| Card kind | Credit | Not confirmed |
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Key differences
- Founded is lower at BBVA Tarjeta Oro (Mexico): 1932 vs 2019.
- Vivid Plus is available in 29 more countries.
- Perks: only BBVA Tarjeta Oro (Mexico) offers Puntos BBVA rewards redeemable in thousands of stores, Efectivo Inmediato cash advance from the card credit line, Free purchase protection insurance for durable goods.
- Perks: only Vivid Plus offers Multiple IBANs, Free SEPA transfers, Up to €1,000 free ATM withdrawals globally (Vivid Prime).
- Support channels: only BBVA Tarjeta Oro (Mexico) offers Email.
- Support channels: only Vivid Plus offers Chat.
Our verdict on each
BBVA Tarjeta Oro (Mexico)
This profile covers BBVA Tarjeta Oro in Mexico. BBVA describes a dynamic CVV in its app for online purchases and directs applicants to a branch.
Vivid Plus
For finance leads who control active team spending, Vivid Plus provides business accounts with cards, budgets and approvals in one shared platform. It combines daily expense control with cash management tools and accounting connections for companies that manage substantial real balances.
Score breakdown
| Area | BBVA Tarjeta Oro (Mexico) | Vivid Plus |
|---|---|---|
| Cost | 8.1 | 9.2Higher |
| Offer | 9.7Higher | 9.6 |
| Trust | 9.7Higher | 8.2 |
Where they rank in our lists
| Ranking | BBVA Tarjeta Oro (Mexico) | Vivid Plus |
|---|---|---|
| Credit cards | 118 of 1020 | 995 of 1020 |
Availability and regulation
| Country | BBVA Tarjeta Oro (Mexico) | Vivid Plus |
|---|---|---|
| Netherlands | Not confirmed | Netherlands Authority for the Financial Markets (AFM) MiCA CASP 7245009PWS7YLG3JPF78 |
Additional countries for BBVA Tarjeta Oro (Mexico): 1. Additional countries for Vivid Plus: 30.
Sources behind this comparison
BBVA Tarjeta Oro (Mexico)
- bbva.mx: 11 facts, checked September 26, 2026
- es.wikipedia.org: 1 fact, checked September 26, 2026
Vivid Plus
- vivid.money: 9 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- esim.holafly.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | BBVA Tarjeta Oro (Mexico) | Vivid Plus |
|---|---|---|
| Pricing model | Not confirmed | No annual fee |
| Features | Rewards | Rewards |
| Audience | Not confirmed | Business |
| Legal entity | BBVA Mexico, S.A., Institucion de Banca Multiple, Grupo Financiero BBVA Mexico | Vivid Money B.V. |
| Headquarters | Mexico | Netherlands |
| Founded | 1932Lower | 2019 |
| Support channels | Phone, Email, Help centre | Help centre, Chat, Phone |
Debit cards
| Fact | BBVA Tarjeta Oro (Mexico) | Vivid Plus |
|---|---|---|
| Monthly fee | MX$748 | €0 |
| Free ATM withdrawals | MX$0 | Not confirmed |
| Card network | Visa | Not confirmed |
Where each stands against the rest
| Fact | BBVA Tarjeta Oro (Mexico) | Vivid Plus | Median |
|---|---|---|---|
| APR | 89.4%highest quarter | Not confirmed | 19.39% |
| Balance transfer fee | 7%highest quarter | Not confirmed | 3% |
| Cashback rate | Not confirmed | 0.1% to 10%highest quarter | 1.5 |
Median across 196 listed cards.
Pros and cons
BBVA Tarjeta Oro (Mexico)
Pros
- The Oro page describes a dynamic CVV that changes in the BBVA app for online purchases.
- The product page gives a branch-based application route.
Vivid Plus
Pros
- Issues cards for people or company with tailored merchant rules
- Runs several live budgets from one IBAN without transfers
- Matches app scanned receipts to payments for accountants
Cons
- Focuses on team spending structures rather than basic individual card use
- Centres spending control and approvals in app based management
- Combines investing tools with daily accounts which adds complexity
Who each suits
BBVA Tarjeta Oro (Mexico)
Who it suits
- People in Mexico who want to review BBVA’s stated Oro card features and application channel.
Vivid Plus
Who it suits
- Finance teams controlling shared company spending
- Growing companies with frequent employee purchases
- Businesses coordinating budgets, invoices and accounting
Who should look elsewhere
- Individuals seeking a personal spending card
- Cash only operations without digital workflows
Current offers
BBVA Tarjeta Oro (Mexico)
Current offer
Bonus
Launch offers when contracting the Tarjeta Azul BBVA
Offer validity: 9 January 2027; restrictions apply
Source, checked September 26, 2026
Country by country
| Country | BBVA Tarjeta Oro (Mexico) | Vivid Plus |
|---|---|---|
| Austria | No | Yes |
| Belgium | No | Yes |
| Bulgaria | No | Yes |
| Croatia | No | Yes |
| Cyprus | No | Yes |
| Czechia | No | Yes |
| Denmark | No | Yes |
| Estonia | No | Yes |
8 of 31 countries where either is available.
Questions about each
BBVA Tarjeta Oro (Mexico)
Which BBVA card does this profile cover?+
BBVA’s source page is titled “Tarjeta Oro BBVA”; this profile covers Oro only.
How does the page describe the CVV feature?+
It says the dynamic CVV changes in the BBVA app when you make an online purchase.
Vivid Plus
What does Vivid Plus offer for businesses?+
Vivid provides business accounts with expense tools and cash management in one platform. It includes cards, budgets and approvals for teams that spend, plus invoicing and accounting connections.
Who can use the business accounts?+
Vivid serves companies with a team that spends and balances to manage. It assigns cards to a person or to the company and defines budgets, merchant rules and approvals before spending happens.
Other options to compare
BBVA Tarjeta Oro (Mexico)
Vivid Plus