BBVA Renfe Mastercard Clásica
Points
BBVA Renfe Mastercard Clásica
BBVA - Mastercard - Credit card
4.7
4.7 out of 5
9.4/10
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Head-to-head
BBVA Renfe Mastercard Clásica vs Danske Bank Mastercard Platin
Compare BBVA Renfe Mastercard Clásica and Danske Bank Mastercard Platin side by side: fees, rewards, APR, and perks.
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Danske Bank Mastercard Platin
Cash back
Danske Bank Mastercard Platin
Danske Bank - Mastercard - Credit card
4.3
4.3 out of 5
8.6/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | BBVA Renfe Mastercard Clásica | Danske Bank Mastercard Platin |
|---|---|---|
| Card fee | No fee | 1,395 DKK/yr (≈ $200) |
| Purchase APR (from) | 0% | 11.7% |
| Interest-free period | 30 days | - |
| Foreign transaction fee | 3% | 1.5% |
| Rewards | 0.10 Renfecitos per €1 at Renfe; 0.05 Renfecitos per €1 elsewhere; 100 bonus points at €7,500 annual spend (1 Renfecito ≈ €0.10 in train travel) | Cashback at 1,700+ participating stores, restaurants and webshops in Denmark via Loyalty Key A/S. Platin cardholders receive a 15% discount on optional add-on insurance premiums compared to Basis pricing. |
| Installments | 3-6 months: commission-based; 7-36 months: 21% TIN / 23.11% TAE | 2–12 instalments for purchases over DKK 500 (for cards issued before 4 October 2023 with prior instalment agreement). |
| No card fee | - | |
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the BBVA Renfe Mastercard Clásica if its checked rows above line up with how you spend most.
- Choose the Danske Bank Mastercard Platin if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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