BMW Card von American Express vs Danske Bank Mastercard Hverdag+: fees, rewards and APR compared - DebitCue Skip to content
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BMW Card von American Express vs Danske Bank Mastercard Hverdag+

Compare BMW Card von American Express and Danske Bank Mastercard Hverdag+ side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

BMW Card von American Express versus Danske Bank Mastercard Hverdag+ compared by attribute
Feature BMW Card von American Express Danske Bank Mastercard Hverdag+
Card fee €44 EUR/yr (≈ $47) 199 DKK/yr (≈ $29)
Purchase APR (from) - -
Interest-free period 30 days -
Foreign transaction fee 2% 1.5%
Rewards 1 Membership Rewards point per €1 spent. 1% cashback on fuel at partner stations (Aral, Shell, Esso, Total, Agip, JET, BFT, AVIA, Tamoil, OMV, Westfalen AG) and 1% on EV charging at partner stations (EnBW, Aral, Aldi Süd, EWE GO, Pfalzwerke). Cashback is unlimited. Cashback at 1,700+ participating stores, restaurants and webshops in Denmark via the Loyalty Key A/S programme. Cashback is paid out in cash to the account once a minimum of DKK 100 has been earned. No specific percentage published — varies by merchant.
Installments Splitpay optional installment loan via solarisBank -
No card fee - -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the BMW Card von American Express if its checked rows above line up with how you spend most.
  • Choose the Danske Bank Mastercard Hverdag+ if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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