BMW Card von American Express vs KBC Prepaid Card: fees, rewards and APR compared - DebitCue Skip to content
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BMW Card von American Express vs KBC Prepaid Card

Compare BMW Card von American Express and KBC Prepaid Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

BMW Card von American Express versus KBC Prepaid Card compared by attribute
Feature BMW Card von American Express KBC Prepaid Card
Card fee €44 EUR/yr (≈ $47) €1 EUR/mo (≈ $1)
Purchase APR (from) - -
Interest-free period 30 days -
Foreign transaction fee 2% 1.6%
Rewards 1 Membership Rewards point per €1 spent. 1% cashback on fuel at partner stations (Aral, Shell, Esso, Total, Agip, JET, BFT, AVIA, Tamoil, OMV, Westfalen AG) and 1% on EV charging at partner stations (EnBW, Aral, Aldi Süd, EWE GO, Pfalzwerke). Cashback is unlimited. -
Installments Splitpay optional installment loan via solarisBank -
No card fee - -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay -

Which is right for you

Pick by how you spend

  • Choose the BMW Card von American Express if its checked rows above line up with how you spend most.
  • Choose the KBC Prepaid Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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