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KBC Bank Prepaid card
KBC Prepaid Card
No rewards
MASTERCARD
Apply for KBC Prepaid Card

On KBC Bank's secure site

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Prepaid card KBC Bank Mastercard

Card review

KBC Prepaid Card

3.6 3.6 out of 5 7.2/10 DebitCue Score Verified

Budget-control prepaid Mastercard with no link to your bank account

Fee
€1 EUR/mo (≈ $1)
No fee waiver available. The €1/month fee applies to all cardholders regardless of account type.
Foreign fee
1.6%
Rewards
None

Our verdict

What stands out, and where it falls short.

Worth weighing

  • €1 EUR/mo (≈ $1) card fee
  • 1.6% foreign transaction fee
  • No rewards programme

Who It Is For

Whether the KBC Prepaid Card fits how you actually spend.

Skip it if you are

  • Light spenders who won't beat the €1 EUR/mo (≈ $1) fee
  • Frequent international travelers
  • Rewards-chasers

Rates and fees

As of

All amounts shown in EUR.

Card fee
€1 EUR/mo (≈ $1)
Foreign transaction fee
1.6%
Monthly fee
€1.00 per month (€12 per year)
Foreign exchange commission
1.6% of ECB reference rate for non-euro currencies; ATM withdrawals 1% (min €5); bank/bureau withdrawals abroad 2% (min €5)
Loading / unloading fee
Free via KBC Mobile or KBC Touch apps

Rewards and features

Pay with
Contactless
Maximum card balance
€5,000 per card
Digital wallet compatibility
Not compatible with Apple Pay or Google Pay; contactless NFC payments supported at physical terminals only

Benefits and perks

Extras that come bundled with the card.

  • Spend control
    No link to your main bank account — load only the amount you wish to spend, limiting overspend and reducing exposure in case of fraud.

KBC Prepaid Card: your questions answered

How much does the KBC Prepaid Card cost?
The KBC Prepaid Card costs €1 EUR/mo (≈ $1). No fee waiver available. The €1/month fee applies to all cardholders regardless of account type..
Does the KBC Prepaid Card charge foreign transaction fees?
Yes - the KBC Prepaid Card charges a 1.6% foreign transaction fee.
Is the KBC Prepaid Card a credit, debit or prepaid card?
The KBC Prepaid Card is a prepaid card issued by KBC Bank on the Mastercard network.
Does the KBC Prepaid Card support Apple Pay and Google Pay?
The KBC Prepaid Card does not list Apple Pay or Google Pay support.
Where can I get the KBC Prepaid Card?
The KBC Prepaid Card is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.
How does DebitCue rate the KBC Prepaid Card?
DebitCue rates the KBC Prepaid Card 3.6 out of 5 (7.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the KBC Prepaid Card?
Use the Apply now button to continue on KBC Bank's secure site. Comparing and applying through DebitCue is free.

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