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bunq Prepaid card
bunq Elite
Cash back
MASTERCARD
Apply for bunq Elite

On bunq's secure site

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Prepaid card bunq Mastercard

Card review

bunq Elite

4.5 4.5 out of 5 9.0/10 DebitCue Score Verified

Premium global banking with cashback, travel insurance and eSIM

Fee
€18.99 EUR/mo (≈ $20)
Foreign fee
0.5%
Rewards
Cash back
Rewards
1% cashback on all card payments. Invite up to 2 friends to a Cashback Team to share the benefit.
Welcome offer
30-day free trial

Our verdict

What stands out, and where it falls short.

What we like

  • 1% cashback on all card payments. Invite up to…
  • Welcome bonus
  • Travel insurance included

Worth weighing

  • €18.99 EUR/mo (≈ $20) card fee
  • 0.5% foreign transaction fee

Who It Is For

Whether the bunq Elite fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who want rewards on their spending

Skip it if you are

  • Light spenders who won't beat the €18.99 EUR/mo (≈ $20) fee
  • Frequent international travelers

Rates and fees

As of

All amounts shown in EUR.

Card fee
€18.99 EUR/mo (≈ $20)
Foreign transaction fee
0.5%
Monthly fee
€18.99
Foreign transaction fee
0.5% markup (ZeroFX, unlimited)
ATM withdrawal
6 free/month, then €0.99 (next 5), €2.99 thereafter

Rewards and features

Rewards
1% cashback on all card payments. Invite up to 2 friends to a Cashback Team to share the benefit.
Welcome offer
30-day free trial
Pay with
Apple Pay, Google Pay, Contactless, Virtual card
Cashback
1% on all card payments
Travel insurance
Worldwide, including medical, cancellation, car rental — powered by Qover/Lloyd's

Benefits and perks

Extras that come bundled with the card.

  • Worldwide Travel Insurance
    Emergency medical up to €2.5M, trip cancellation up to €3,000, personal liability up to €1M, car rental excess up to €3,000. Powered by Qover, underwritten by Lloyd's Europe. Included for Elite subscribers at no extra cost.
  • Car Rental Excess Cover
    Up to €3,000 for car rental excess damage, included in the Elite travel insurance.
  • No Foreign Transaction Fee (ZeroFX)
    0.5% markup at real Mastercard rates, unlimited usage. No hidden fees on foreign currency transactions.
  • 1% Cashback
    1% cashback on all card payments. Share with a Cashback Team of up to 2 friends.
  • Card Payment Refund Protection
    Protection on card payments included across Elite features.

bunq Elite: your questions answered

How much does the bunq Elite cost?
The bunq Elite costs €18.99 EUR/mo (≈ $20).
What rewards does the bunq Elite earn?
The bunq Elite earns 1% cashback on all card payments. Invite up to 2 friends to a Cashback Team to share the benefit..
Does the bunq Elite charge foreign transaction fees?
Yes - the bunq Elite charges a 0.5% foreign transaction fee.
Does the bunq Elite have a welcome offer?
Yes - 30-day free trial.
Is the bunq Elite a credit, debit or prepaid card?
The bunq Elite is a prepaid card issued by bunq on the Mastercard network.
Does the bunq Elite support Apple Pay and Google Pay?
Yes - the bunq Elite works with both Apple Pay and Google Pay.
Where can I get the bunq Elite?
The bunq Elite is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.
How does DebitCue rate the bunq Elite?
DebitCue rates the bunq Elite 4.5 out of 5 (9.0/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the bunq Elite?
Use the Apply now button to continue on bunq's secure site. Comparing and applying through DebitCue is free.

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