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Curve Prepaid card
Curve Pay Pro
Cash back
MASTERCARD
Apply for Curve Pay Pro

On Curve's secure site

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Prepaid card Curve Mastercard

Card review

Curve Pay Pro

4.3 4.3 out of 5 8.6/10 DebitCue Score Verified

The frequent traveller's fee-free global card

Fee
£9.99 GBP/mo (≈ $12)
Annual plan available at reduced effective monthly rate
Foreign fee
None
Rewards
Cash back
Rewards
1% cashback on all spending outside GBP and EUR zones, plus 1% cashback at 6 chosen premium retailers (from 100+ including Amazon, Netflix, Deliveroo, Uber, Morrisons, Waitrose, Aldi, Booking.com). Up to 15% cashback offers from selected merchants. Rewards as Curve Cash Points, expiring 6 months after accrual.

Our verdict

What stands out, and where it falls short.

What we like

  • 1% cashback on all spending outside GBP and EUR…
  • No foreign transaction fees
  • Pay in installments

Worth weighing

  • £9.99 GBP/mo (≈ $12) card fee

Who It Is For

Whether the Curve Pay Pro fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who want rewards on their spending
  • People who pay big purchases off over time

Skip it if you are

  • Light spenders who won't beat the £9.99 GBP/mo (≈ $12) fee

Rates and fees

As of

All amounts shown in GBP.

Card fee
£9.99 GBP/mo (≈ $12)
Foreign transaction fee
None
Monthly fee
£9.99 (annual plan available)
Fee-free FX limit
£50,000/month; 1% thereafter
Fee-free ATM abroad
£500/month; 1% thereafter

Rewards and features

Rewards
1% cashback on all spending outside GBP and EUR zones, plus 1% cashback at 6 chosen premium retailers (from 100+ including Amazon, Netflix, Deliveroo, Uber, Morrisons, Waitrose, Aldi, Booking.com). Up to 15% cashback offers from selected merchants. Rewards as Curve Cash Points, expiring 6 months after accrual.
Installments
Curve Flex available: convert past purchases into 3–12 month instalment plans at a fixed rate (approx. 14.18% APR, subject to affordability check)
Pay with
Apple Pay, Google Pay, Contactless, Virtual card
Go Back in Time window
90 days (unlimited transactions)
Smart Rules
Unlimited
Curve Fronted fee-free limit
Up to £1,000/month, then 2.5%

Benefits and perks

Extras that come bundled with the card.

  • Fee-free FX up to £50,000/month
    Spend abroad at interbank rates with no foreign transaction fee on up to £50,000 per month; 1% fee beyond.
  • Purchase protection up to £100,000
    Curve's chargeback-backed consumer protection covers purchases up to £100,000.
  • 1% cashback at 6 chosen retailers
    Choose 6 retailers from 100+ (e.g. Amazon, Netflix, Deliveroo) and earn 1% cashback on spending there.

Eligibility

What you need before you apply.

Minimum age
18
Residency
UK or EEA

Curve Pay Pro: your questions answered

How much does the Curve Pay Pro cost?
The Curve Pay Pro costs £9.99 GBP/mo (≈ $12). Annual plan available at reduced effective monthly rate.
What rewards does the Curve Pay Pro earn?
The Curve Pay Pro earns 1% cashback on all spending outside GBP and EUR zones, plus 1% cashback at 6 chosen premium retailers (from 100+ including Amazon, Netflix, Deliveroo, Uber, Morrisons, Waitrose, Aldi, Booking.com). Up to 15% cashback offers from selected merchants. Rewards as Curve Cash Points, expiring 6 months after accrual..
Does the Curve Pay Pro charge foreign transaction fees?
No - the Curve Pay Pro has no foreign transaction fees, so it suits spending abroad.
Can I pay in installments with the Curve Pay Pro?
Yes - Curve Flex available: convert past purchases into 3–12 month instalment plans at a fixed rate (approx. 14.18% APR, subject to affordability check).
Is the Curve Pay Pro a credit, debit or prepaid card?
The Curve Pay Pro is a prepaid card issued by Curve on the Mastercard network.
Does the Curve Pay Pro support Apple Pay and Google Pay?
Yes - the Curve Pay Pro works with both Apple Pay and Google Pay.
Where can I get the Curve Pay Pro?
The Curve Pay Pro is currently offered in United Kingdom.
How does DebitCue rate the Curve Pay Pro?
DebitCue rates the Curve Pay Pro 4.3 out of 5 (8.6/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Curve Pay Pro?
Use the Apply now button to continue on Curve's secure site. Comparing and applying through DebitCue is free.

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