Prepaid card

Curve Pay Pro+

Cash back

MASTERCARD

Apply for Curve Pay Pro+

On Curve's secure site

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Prepaid card Curve Mastercard

Card review

Curve Pay Pro+

4.5 9.0/10 DebitCue Score Verified Jun 20, 2026

Maximum FX headroom, lounge access and cashback at 12 retailers

Fee: £17.99 GBP/mo (≈ $22); Annual plan at £179.90/year (effective £14.99/month). 6-month minimum commitment; £50 early termination fee.
Foreign fee: None
Rewards: Cash back

Rewards

1% cashback on all spending outside GBP and EUR zones, plus 1% cashback at 12 chosen premium retailers (from 100+ including Amazon, Netflix, Deliveroo, Uber, IKEA, Tesco, Morrisons, Waitrose, Aldi, Booking.com). Up to 20% cashback offers from selected merchants. Rewards as Curve Cash Points, expiring 6 months after accrual.

Our verdict

What stands out, and where it falls short.

What we like

1% cashback on all spending outside GBP and EUR…
No foreign transaction fees
Airport lounge access
Pay in installments

Worth weighing

£17.99 GBP/mo (≈ $22) card fee

Who It Is For

Whether the Curve Pay Pro+ fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending
Travelers who value airport lounges
People who pay big purchases off over time

Skip it if you are

Light spenders who won't beat the £17.99 GBP/mo (≈ $22) fee

Rates and fees

As of June 20, 2026

All amounts shown in GBP.

Card fee: £17.99 GBP/mo (≈ $22)
Foreign transaction fee: None
Monthly fee: £17.99 (or £179.90/year = ~£14.99/month effective)
Fee-free FX limit: £100,000/month; 1% thereafter
Fee-free ATM abroad: £1,000/month; 1% thereafter

Rewards and features

Rewards: 1% cashback on all spending outside GBP and EUR zones, plus 1% cashback at 12 chosen premium retailers (from 100+ including Amazon, Netflix, Deliveroo, Uber, IKEA, Tesco, Morrisons, Waitrose, Aldi, Booking.com). Up to 20% cashback offers from selected merchants. Rewards as Curve Cash Points, expiring 6 months after accrual.
Installments: Curve Flex available: convert past purchases into 3–12 month instalment plans at a fixed rate (approx. 14.18% APR, subject to affordability check)
Pay with: Apple Pay, Google Pay, Contactless, Virtual card
Go Back in Time window: 120 days (unlimited transactions)
Curve Fronted fee-free limit: Up to £3,000/month, then 2.5%
Minimum commitment: 6 months; £50 early exit fee

Benefits and perks

Extras that come bundled with the card.

LoungeKey airport lounge access

Discounted access (£24/visit) to 1,000+ airport lounges in 120 countries via LoungeKey. Present physical Curve card at the lounge.
Fee-free FX up to £100,000/month

Spend abroad at interbank rates with no foreign transaction fee on up to £100,000 per month; 1% beyond.
1% cashback at 12 chosen retailers

Choose 12 retailers from 100+ (e.g. Amazon, Netflix, IKEA, Tesco, Deliveroo) and earn 1% cashback.
Purchase protection up to £100,000

Curve's chargeback-backed consumer protection on purchases up to £100,000.

Eligibility

What you need before you apply.

Minimum age: 18
Residency: UK or EEA

Curve Pay Pro+: your questions answered

How much does the Curve Pay Pro+ cost?

The Curve Pay Pro+ costs £17.99 GBP/mo (≈ $22). Annual plan at £179.90/year (effective £14.99/month). 6-month minimum commitment; £50 early termination fee..

What rewards does the Curve Pay Pro+ earn?

The Curve Pay Pro+ earns 1% cashback on all spending outside GBP and EUR zones, plus 1% cashback at 12 chosen premium retailers (from 100+ including Amazon, Netflix, Deliveroo, Uber, IKEA, Tesco, Morrisons, Waitrose, Aldi, Booking.com). Up to 20% cashback offers from selected merchants. Rewards as Curve Cash Points, expiring 6 months after accrual..

Does the Curve Pay Pro+ charge foreign transaction fees?

No - the Curve Pay Pro+ has no foreign transaction fees, so it suits spending abroad.

Can I pay in installments with the Curve Pay Pro+?

Yes - Curve Flex available: convert past purchases into 3–12 month instalment plans at a fixed rate (approx. 14.18% APR, subject to affordability check).

Is the Curve Pay Pro+ a credit, debit or prepaid card?

The Curve Pay Pro+ is a prepaid card issued by Curve on the Mastercard network.

Does the Curve Pay Pro+ support Apple Pay and Google Pay?

Yes - the Curve Pay Pro+ works with both Apple Pay and Google Pay.

Where can I get the Curve Pay Pro+?

The Curve Pay Pro+ is currently offered in United Kingdom.

How does DebitCue rate the Curve Pay Pro+?

DebitCue rates the Curve Pay Pro+ 4.5 out of 5 (9.0/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Curve Pay Pro+?

Use the Apply now button to continue on Curve's secure site. Comparing and applying through DebitCue is free.