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BMW Card von American Express vs Nordea Credit

Compare BMW Card von American Express and Nordea Credit side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

BMW Card von American Express versus Nordea Credit compared by attribute
Feature BMW Card von American Express Nordea Credit
Card fee €44 EUR/yr (≈ $47) €2.99 EUR/mo (≈ $3)
Purchase APR (from) - 23.3%
Interest-free period 30 days 30 days
Foreign transaction fee 2% 2.5%
Rewards 1 Membership Rewards point per €1 spent. 1% cashback on fuel at partner stations (Aral, Shell, Esso, Total, Agip, JET, BFT, AVIA, Tamoil, OMV, Westfalen AG) and 1% on EV charging at partner stations (EnBW, Aral, Aldi Süd, EWE GO, Pfalzwerke). Cashback is unlimited. K-Plussa loyalty card linkage available. Mastercard Priceless benefit gives exclusive access to presale tickets for concerts and events.
Installments Splitpay optional installment loan via solarisBank Flexible instalment percentage 3–100% of balance; two instalment-free months annually.
No card fee - -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the BMW Card von American Express if its checked rows above line up with how you spend most.
  • Choose the Nordea Credit if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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